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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Lenders in New Hampshire
Updated February 6, 2026
Market Overview
135
Total Lenders
14,943
Total Loans
0.22%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Service Federal Credit Union | Exceptional | Exceptional | Strong | Strong | Exceptional | $628 | -0.418% | 165 | |
2 | Bank of America, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,072 | -0.145% | 86 | |
3 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Sound | $370 | -0.408% | 37 | |
4 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,743 | +0.192% | 323 | |
5 | Citizens Bank, National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,464 | +0.118% | 189 | |
6 | Leader Bank, National Association | Exceptional | Strong | Exceptional | Strong | Strong | $864 | -0.001% | 145 | |
7 | Manufacturers and Traders Trust Company | Exceptional | Strong | Exceptional | Strong | Strong | $1,539 | +0.178% | 81 | |
8 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,041 | +0.378% | 1,819 | |
9 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,789 | +0.246% | 1,219 | |
10 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $4,553 | +0.303% | 1,127 | |
11 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,278 | +0.347% | 414 | |
12 | Enterprise Bank and Trust Company | Exceptional | Strong | Strong | Strong | Strong | $1,010 | -0.127% | 50 | |
13 | TD Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $875 | +0.339% | 98 | |
14 | SALEM FIVE MORTGAGE COMPANY, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,488 | +0.131% | 97 | |
15 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $2,510 | +0.239% | 97 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,063 | +0.430% | 539 | |
17 | HARBORONE MORTGAGE, LLC | Strong | Sound | Strong | Sound | Exceptional | $2,402 | +0.208% | 328 | |
18 | St. Mary's Bank Credit Union | Strong | Sound | Strong | Sound | Exceptional | $1,243 | +0.146% | 249 | |
19 | Mascoma Bank | Strong | Sound | Strong | Strong | Strong | $905 | +0.324% | 118 | |
20 | Bangor Savings Bank | Strong | Sound | Strong | Strong | Strong | $1,249 | -0.051% | 110 | |
21 | Union Bank | Strong | Sound | Strong | Strong | Strong | $1,347 | +0.504% | 106 | |
22 | Meredith Village Savings Bank | Strong | Sound | Sound | Sound | Exceptional | $1,339 | +0.526% | 214 | |
23 | Merrimack County Savings Bank | Strong | Sound | — | Sound | Exceptional | $1,217 | +0.413% | 141 | |
24 | Bar Harbor Bank & Trust | Strong | Sound | Sound | Acceptable | Strong | $1,407 | +0.379% | 107 | |
25 | EMM LOANS LLC | Sound | Acceptable | Sound | Acceptable | Exceptional | $2,248 | +0.412% | 731 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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