Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GUARANTEED RATE, INC.Independent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,893Fees | 0.189%Above | 1,333 | |
2 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $4,302Fees | 0.298%Above | 7,212 | |
3 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,239Fees | 0.043%Above | 5,664 | |
4 | CMG MORTGAGE, INC.Independent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,492Fees | 0.344%Above | 3,095 | |
5 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,986Fees | 0.291%Above | 2,263 | |
6 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,631Fees | 0.067%Below | 1,245 | |
7 | SWBC MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,203Fees | 0.237%Above | 646 | |
8 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Exceptional | $2,697Fees | 0.045%Above | 1,377 | |
9 | Legacy Home Loans, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | Exceptional | $1,996Fees | 0.144%Above | 1,242 | |
10 | MORTGAGE INVESTORS GROUP, INC.Independent Mortgage Company | Strong | Sound | Strong | Sound | Exceptional | $2,627Fees | 0.221%Above | 3,320 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,843Fees | 0.393%Above | 1,245 | |
12 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,468Fees | 0.584%Above | 1,205 | |
13 | THE LOAN STORE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,358Fees | 0.279%Above | 261 | |
14 | CHURCHILL MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Strong | Sound | Exceptional | $3,293Fees | 0.392%Above | 652 | |
15 | Primis Mortgage CompanyIndependent Mortgage Company | Strong | Acceptable | Strong | Sound | Exceptional | $3,470Fees | 0.345%Above | 649 | |
16 | FIRST COMMUNITY MORTGAGE, INC.Independent Mortgage Company | Strong | Mediocre | Strong | Strong | Exceptional | $3,431Fees | 0.321%Above | 2,186 | |
17 | Farm Credit Mid-America, ACAIndependent Mortgage Company | Strong | Mediocre | Exceptional | Sound | Exceptional | $6,109Fees | 0.568%Above | 553 | |
18 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD.Independent Mortgage Company | Strong | Acceptable | Strong | Sound | Strong | $3,730Fees | 0.408%Above | 399 | |
19 | AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | Strong | $4,763Fees | 0.425%Above | 600 | |
20 | STOCKTON MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Acceptable | Sound | Mediocre | Strong | $3,754Fees | 0.372%Above | 635 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.