Safe Rate Rankings

Best Mortgage Company Lenders in Tyler

Updated February 5, 2026
⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
📊 HMDA 2024Built using publicly available originated loan data from the federal government.
🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.
Total Lenders15
Total Loans1,412
Median Rate Spread0.39%

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RankLenderOverallPricingPull ThroughPlaceAvg FeesRate Spread# of LoansAction
1
UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company
Strong
Sound
Exceptional
Exceptional
$2,201Fees
0.261%Above
248
2
ROCKET MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Exceptional
$4,307Fees
0.341%Above
260
3
CMG MORTGAGE, INC.Independent Mortgage Company
Strong
Acceptable
Exceptional
Exceptional
$2,800Fees
0.536%Above
165
4
MORTGAGE FINANCIAL SERVICES, LLCIndependent Mortgage Company
Strong
Acceptable
Strong
Exceptional
$1,917Fees
0.441%Above
91
5
GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
$3,884Fees
0.405%Above
61
6
FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
$3,773Fees
0.599%Above
38
7
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIPIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
$3,623Fees
0.442%Above
37
8
GUARANTEED RATE, INC.Independent Mortgage Company
Strong
Sound
Strong
Sound
$3,190Fees
0.376%Above
30
9
PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company
Strong
Sound
Strong
Sound
$1,331Fees
0.141%Above
30
10
HALLMARK HOME MORTGAGE, LLCIndependent Mortgage Company
Sound
Mediocre
Exceptional
Strong
$3,274Fees
0.821%Above
66
11
PLATINUM EAGLE MORTGAGE LLCIndependent Mortgage Company
Sound
Mediocre
Sound
Exceptional
$5,289Fees
0.311%Above
60
12
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.Independent Mortgage Company
Sound
Mediocre
Strong
Strong
$4,673Fees
0.803%Above
39
13
PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company
Sound
Mediocre
Strong
Strong
$4,399Fees
0.634%Above
37
14
NEWREZ LLCIndependent Mortgage Company
Sound
Acceptable
Sound
Sound
$1,993Fees
0.408%Above
30

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.