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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Tyler
Updated February 5, 2026
Market Overview
46
Total Lenders
1,938
Total Loans
0.36%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,201 | +0.261% | 248 | |
2 | ALTRA Federal Credit Union | Strong | Sound | Exceptional | Exceptional | $1,263 | +0.554% | 97 | |
3 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $402 | -0.639% | 23 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,307 | +0.341% | 260 | |
5 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $2,800 | +0.536% | 165 | |
6 | Cadence Bank | Strong | Sound | Strong | Strong | $1,655 | +0.385% | 49 | |
7 | VeraBank, National Association | Strong | Sound | Strong | Strong | $662 | +0.428% | 42 | |
8 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $2,508 | +0.204% | 41 | |
9 | MORTGAGE FINANCIAL SERVICES, LLC | Strong | Acceptable | Strong | Exceptional | $1,917 | +0.441% | 91 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $3,884 | +0.405% | 61 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,773 | +0.599% | 38 | |
12 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $3,623 | +0.442% | 37 | |
13 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Sound | $3,190 | +0.376% | 30 | |
14 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,331 | +0.141% | 30 | |
15 | Regions Bank | Strong | Sound | Strong | Sound | $717 | +0.752% | 22 | |
16 | Southside Bank | Strong | Sound | Acceptable | Strong | $670 | +0.607% | 35 | |
17 | HALLMARK HOME MORTGAGE, LLC | Sound | Mediocre | Exceptional | Strong | $3,274 | +0.821% | 66 | |
18 | PLATINUM EAGLE MORTGAGE LLC | Sound | Mediocre | Sound | Exceptional | $5,289 | +0.311% | 60 | |
19 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Sound | Mediocre | Strong | Strong | $4,673 | +0.803% | 39 | |
20 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | $4,399 | +0.634% | 37 | |
21 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $1,993 | +0.408% | 30 | |
22 | Austin Bank, Texas National Association | Sound | Mediocre | Acceptable | Exceptional | $1,342 | +0.801% | 70 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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