🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Yakima
Updated February 5, 2026
Market Overview
32
Total Lenders
1,687
Total Loans
0.30%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Yakima Federal Savings and Loan Association | Exceptional | Strong | Strong | Strong | Exceptional | $3,683 | -0.347% | 98 | |
2 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $1,249 | +0.307% | 29 | |
3 | KeyBank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $1,894 | +0.199% | 16 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,891 | +0.299% | 143 | |
5 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,062 | +0.502% | 417 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,027 | +0.033% | 66 | |
7 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $3,158 | +0.198% | 28 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,862 | -0.082% | 12 | |
9 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,994 | +0.488% | 59 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $12 | -0.133% | 13 | |
11 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Exceptional | $6,145 | +0.551% | 200 | |
12 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,971 | +0.490% | 113 | |
13 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Strong | Strong | $5,189 | +0.431% | 59 | |
14 | Glacier Bank | Strong | Acceptable | Exceptional | Sound | Strong | $3,842 | +0.263% | 45 | |
15 | GESA | Strong | Acceptable | Strong | Strong | Strong | $4,016 | +0.001% | 40 | |
16 | Solarity Credit Union | Strong | Sound | Sound | Sound | Strong | $2,233 | +0.170% | 37 | |
17 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,342 | +0.600% | 35 | |
18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $6,063 | +0.390% | 24 | |
19 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Sound | $4,388 | +0.388% | 17 | |
20 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,072 | +0.130% | 16 | |
21 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,092 | +0.441% | 12 | |
22 | Banner Bank | Strong | Acceptable | Strong | Sound | Strong | $3,010 | +0.421% | 32 | |
23 | 1st Security Bank of Washington | Strong | Acceptable | Strong | Strong | Sound | $5,019 | +0.416% | 25 | |
24 | Umpqua Bank | Strong | Acceptable | Strong | Strong | Sound | $3,527 | +0.310% | 17 | |
25 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,060 | +0.520% | 15 | |
26 | HAPO COMMUNITY CREDIT UNION | Sound | Acceptable | Sound | Sound | Strong | $4,699 | +0.071% | 26 | |
27 | CORNERSTONE CAPITAL BANK, SSB | Sound | Mediocre | Exceptional | Strong | Sound | $6,427 | +0.692% | 14 | |
28 | WASHINGTON STATE EMPLOYEES CREDIT UNION | Sound | Acceptable | Sound | Sound | Sound | $1,571 | +0.429% | 15 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Yakima, WAConventional
No credit impact
3-minute process
100% free