Safe Rate Rankings

Best Conventional Mortgage Bank Lenders in Akron

Updated February 5, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders21

Total Loans7,638

Median Rate Spread0.40%

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Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	The Huntington National BankBank	Exceptional	Strong	Exceptional	Strong	Exceptional	$450Fees	0.501%Above	687
2	Third Federal Savings and Loan Association of ClevelandBank	Exceptional	Strong	Exceptional	Strong	Exceptional	$778Fees	0.160%Above	202
3	KeyBank National AssociationBank	Exceptional	Strong	Exceptional	Strong	Strong	$1,729Fees	0.019%Above	75
4	PNC Bank, National AssociationBank	Exceptional	Strong	Exceptional	Strong	Strong	$51Fees	0.192%Above	69
5	U.S. Bank National AssociationBank	Exceptional	Strong	Exceptional	Strong	Strong	$801Fees	0.536%Above	64
6	Fifth Third Bank, National AssociationBank	Exceptional	Strong	Exceptional	Sound	Strong	$741Fees	0.424%Above	159
7	Citizens Bank, National AssociationBank	Exceptional	Strong	Exceptional	Sound	Strong	$1,554Fees	0.101%Above	104
8	First Federal Savings and Loan Association of LakewoodBank	Exceptional	Strong	Strong	Strong	Strong	$1,059Fees	0.199%Above	93
9	First National Bank of PennsylvaniaBank	Exceptional	Strong	Exceptional	Strong	Sound	$1,123Fees	0.082%Above	46
10	JPMorgan Chase Bank, National AssociationBank	Strong	Sound	Exceptional	Strong	Strong	$2,082Fees	0.310%Above	200
11	First Commonwealth BankBank	Strong	Sound	Exceptional	Strong	Strong	$1,288Fees	0.134%Above	92
12	First Financial BankBank	Strong	Sound	Exceptional	Strong	Strong	$1,576Fees	0.361%Above	41
13	Independent BankBank	Strong	Strong	Strong	Strong	Sound	$882Fees	0.079%Above	23
14	Wells Fargo Bank, National AssociationBank	Strong	Strong	Exceptional	Sound	Sound	$2,012Fees	0.028%Above	23
15	Civista BankBank	Strong	Strong	Strong	Strong	Sound	$922Fees	0.012%Above	22
16	Premier BankBank	Strong	Sound	Strong	Strong	Strong	$1,518Fees	0.287%Above	57
17	Union Savings BankBank	Strong	Sound	Exceptional	Strong	Sound	$976Fees	0.082%Above	22
18	The Farmers National Bank of CanfieldBank	Strong	Sound	Strong	Strong	Sound	$1,082Fees	0.223%Above	28
19	Dollar Bank, Federal Savings BankBank	Strong	Sound	Strong	Strong	Sound	$588Fees	0.282%Above	22
20	Flagstar Bank, N.A.Bank	Strong	Acceptable	Exceptional	Strong	Sound	$2,333Fees	0.699%Above	45
21	Ixonia BankBank	Sound	Mediocre	Exceptional	Strong	Sound	$3,741Fees	1.066%Above	24

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.