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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Akron
Updated February 5, 2026
Market Overview
87
Total Lenders
7,638
Total Loans
0.40%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | The Huntington National Bank | Exceptional | Strong | Strong | Exceptional | $450 | +0.501% | 687 | |
2 | Third Federal Savings and Loan Association of Cleveland | Exceptional | Strong | Strong | Exceptional | $778 | +0.160% | 202 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,447 | +0.279% | 259 | |
4 | Fifth Third Bank, National Association | Strong | Strong | Strong | Strong | $741 | +0.424% | 159 | |
5 | Citizens Bank, National Association | Strong | Strong | Strong | Strong | $1,554 | +0.101% | 104 | |
6 | First Federal Savings and Loan Association of Lakewood | Strong | Strong | Strong | Strong | $1,059 | +0.199% | 93 | |
7 | First Commonwealth Bank | Strong | Strong | Strong | Strong | $1,288 | +0.134% | 92 | |
8 | KeyBank National Association | Strong | Strong | Strong | Strong | $1,729 | +0.019% | 75 | |
9 | PNC Bank, National Association | Strong | Strong | Strong | Strong | $51 | +0.192% | 69 | |
10 | U.S. Bank National Association | Strong | Strong | Strong | Strong | $801 | +0.536% | 64 | |
11 | Seven Seventeen Credit Union | Strong | Strong | Strong | Strong | $1,664 | +0.063% | 49 | |
12 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $977 | -0.410% | 45 | |
13 | RUOFF MORTGAGE COMPANY, INC. | Strong | Sound | Strong | Exceptional | $2,189 | +0.392% | 239 | |
14 | Independent Bank | Strong | Strong | Strong | Sound | $882 | +0.079% | 23 | |
15 | Civista Bank | Strong | Strong | Strong | Sound | $922 | +0.012% | 22 | |
16 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,596 | +0.482% | 763 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $2,573 | +0.412% | 358 | |
18 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $2,082 | +0.310% | 200 | |
19 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,444 | +0.277% | 126 | |
20 | Premier Bank | Strong | Sound | Strong | Strong | $1,518 | +0.287% | 57 | |
21 | WEST PENN FINANCIAL SERVICE CENTER, INC. | Strong | Sound | Strong | Strong | $2,300 | +0.418% | 42 | |
22 | First Financial Bank | Strong | Sound | Strong | Strong | $1,576 | +0.361% | 41 | |
23 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $2,012 | +0.028% | 23 | |
24 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $3,564 | +0.710% | 987 | |
25 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Acceptable | Strong | Exceptional | $2,390 | +0.304% | 267 | |
26 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $3,830 | +0.835% | 173 | |
27 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Exceptional | $3,095 | +0.554% | 172 | |
28 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Strong | $3,066 | +0.429% | 91 | |
29 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $2,177 | +0.278% | 50 | |
30 | First National Bank of Pennsylvania | Strong | Sound | Strong | Sound | $1,123 | +0.082% | 46 | |
31 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,160 | +0.012% | 44 | |
32 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $2,916 | +0.685% | 41 | |
33 | The Farmers National Bank of Canfield | Strong | Sound | Strong | Sound | $1,082 | +0.223% | 28 | |
34 | Union Savings Bank | Strong | Sound | Strong | Sound | $976 | +0.082% | 22 | |
35 | Dollar Bank, Federal Savings Bank | Strong | Sound | Strong | Sound | $588 | +0.282% | 22 | |
36 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | -$708 | +0.514% | 145 | |
37 | UNION CAPITAL MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $2,315 | +0.430% | 67 | |
38 | NFM, INC. | Strong | Acceptable | Exceptional | Sound | $3,404 | +0.739% | 47 | |
39 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $2,446 | +0.493% | 43 | |
40 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Sound | $2,923 | +0.690% | 36 | |
41 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $3,931 | +0.414% | 25 | |
42 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $2,911 | +0.681% | 22 | |
43 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $3,251 | +0.579% | 50 | |
44 | Flagstar Bank, N.A. | Sound | Acceptable | Strong | Sound | $2,333 | +0.699% | 45 | |
45 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | $2,328 | +0.892% | 26 | |
46 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Sound | Acceptable | Strong | Sound | $4,131 | +0.915% | 24 | |
47 | LOWER, LLC | Sound | Acceptable | Strong | Sound | $1,797 | +0.409% | 22 | |
48 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,301 | +0.632% | 49 | |
49 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Sound | $3,229 | +0.808% | 38 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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