Safe Rate Rankings

Best Mortgage Company Lenders in Amarillo

Updated February 5, 2026
⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
📊 HMDA 2024Built using publicly available originated loan data from the federal government.
🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.
Total Lenders12
Total Loans1,193
Median Rate Spread0.50%

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RankLenderOverallPricingPull ThroughPlaceAvg FeesRate Spread# of LoansAction
1
ASSOCIATED MORTGAGE CORPORATIONIndependent Mortgage Company
Strong
Sound
Exceptional
Exceptional
$2,197Fees
0.332%Above
231
2
UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company
Strong
Sound
Exceptional
Strong
$3,027Fees
0.109%Above
72
3
ROCKET MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
$3,524Fees
0.507%Above
147
4
PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
$3,717Fees
0.247%Above
63
5
RIGHT START MORTGAGE, INC.Independent Mortgage Company
Strong
Mediocre
Exceptional
Exceptional
$3,243Fees
0.895%Above
214
6
Mortgage Research Center, LLCIndependent Mortgage Company
Strong
Acceptable
Strong
Strong
$1,686Fees
0.103%Above
67
7
THE MORTGAGE LINK, INC.Independent Mortgage Company
Strong
Acceptable
Strong
Strong
$2,919Fees
0.534%Above
54
8
FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company
Strong
Acceptable
Exceptional
Sound
$2,396Fees
0.575%Above
48
9
GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Sound
$3,470Fees
0.577%Above
45
10
NATIONSTAR MORTGAGE LLCIndependent Mortgage Company
Sound
Acceptable
Strong
Sound
$3,415Fees
0.699%Above
22
11
NATIONS RELIABLE LENDING, LLCIndependent Mortgage Company
Sound
Mediocre
Strong
Strong
$3,675Fees
0.904%Above
91
12
SECURITYNATIONAL MORTGAGE COMPANYIndependent Mortgage Company
Sound
Mediocre
Strong
Sound
$4,149Fees
0.857%Above
38

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.