Safe Rate Rankings
Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.
Get a personalized quote from Safe Rate Mortgage (NMLS #1590949). Competitive rates, easy process, and a personal touch.
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Citibank, National AssociationBank | Exceptional | Exceptional | Sound | Exceptional | $1,772Credit | 0.106%Below | 702 | |
2 | Old National BankBank | Exceptional | Exceptional | Strong | Strong | $909Fees | 0.018%Above | 452 | |
3 | Associated Bank, National AssociationBank | Exceptional | Exceptional | Strong | Strong | $520Fees | 0.097%Above | 305 | |
4 | Morgan Stanley Private Bank, National AssociationBank | Exceptional | Exceptional | Strong | Strong | $275Fees | 0.438%Below | 221 | |
5 | The Huntington National BankBank | Exceptional | Strong | Strong | Exceptional | $876Credit | 0.180%Above | 1,680 | |
6 | U.S. Bank National AssociationBank | Exceptional | Strong | Strong | Exceptional | $173Fees | 0.152%Above | 1,013 | |
7 | Fifth Third Bank, National AssociationBank | Exceptional | Strong | Strong | Exceptional | $501Credit | 0.216%Above | 937 | |
8 | Busey BankBank | Exceptional | Strong | Exceptional | Strong | $788Fees | 0.667%Above | 160 | |
9 | NBKC BANKBank | Exceptional | Exceptional | Sound | Strong | $686Fees | 0.045%Below | 147 | |
10 | Bank of America, National AssociationBank | Strong | Strong | Strong | Strong | $1,662Fees | 0.093%Below | 814 | |
11 | PNC Bank, National AssociationBank | Strong | Strong | Strong | Strong | $252Credit | 0.168%Above | 347 | |
12 | JPMorgan Chase Bank, National AssociationBank | Strong | Sound | Strong | Exceptional | $1,681Fees | 0.147%Above | 5,072 | |
13 | Wells Fargo Bank, National AssociationBank | Strong | Strong | Sound | Strong | $1,683Fees | 0.061%Below | 469 | |
14 | CIBC Bank USABank | Strong | Strong | Sound | Strong | $1,094Credit | 0.159%Above | 185 | |
15 | Marquette BankBank | Strong | Strong | Sound | Strong | $1,676Fees | 0.055%Above | 174 | |
16 | Liberty Bank for SavingsBank | Strong | Strong | Sound | Strong | $581Fees | 0.254%Below | 149 | |
17 | First American BankBank | Strong | Strong | Sound | Strong | $1,203Fees | 0.144%Above | 141 | |
18 | NexBankBank | Strong | Sound | Strong | Strong | $1,482Fees | 0.416%Above | 243 | |
19 | Barrington Bank & Trust Company, National AssociationBank | Strong | Acceptable | Strong | Exceptional | $1,916Fees | 0.445%Above | 1,731 | |
20 | BMO Bank National AssociationBank | Strong | Sound | Sound | Strong | $406Fees | 0.420%Above | 453 | |
21 | CIBM BankBank | Strong | Sound | Sound | Strong | $1,325Fees | 0.441%Above | 215 | |
22 | Home State Bank, National AssociationBank | Strong | Sound | Sound | Strong | $1,744Fees | 0.458%Above | 148 | |
23 | Flagstar Bank, N.A.Bank | Strong | Acceptable | Strong | Strong | $2,367Fees | 0.559%Above | 460 | |
24 | The Federal Savings BankBank | Sound | Mediocre | Sound | Exceptional | $3,016Fees | 0.786%Above | 728 | |
25 | Ixonia BankBank | Sound | Mediocre | Strong | Strong | $3,413Fees | 0.815%Above | 333 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.