Safe Rate Rankings
Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | U.S. Bank National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $721Credit | 0.123%Below | 817 | |
2 | Liberty BankBank | Exceptional | Exceptional | Strong | Strong | Exceptional | $18Credit | 0.152%Below | 682 | |
3 | Bank of America, National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,480Fees | 0.242%Below | 461 | |
4 | Wells Fargo Bank, National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Strong | $2,214Fees | 0.027%Above | 306 | |
5 | Citibank, National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Strong | $680Fees | 0.231%Below | 158 | |
6 | Morgan Stanley Private Bank, National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Strong | $369Fees | 0.469%Below | 139 | |
7 | Chelsea Groton BankBank | Exceptional | Exceptional | Sound | Strong | Exceptional | $322Fees | 0.019%Below | 238 | |
8 | Newtown Savings BankBank | Exceptional | Strong | Strong | Strong | Exceptional | $1,791Fees | 0.207%Below | 524 | |
9 | Manufacturers and Traders Trust CompanyBank | Exceptional | Strong | Exceptional | Strong | Strong | $1,426Fees | 0.028%Above | 385 | |
10 | Citizens Bank, National AssociationBank | Exceptional | Strong | Exceptional | Strong | Strong | $1,317Fees | 0.021%Above | 365 | |
11 | JPMorgan Chase Bank, National AssociationBank | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,456Fees | 0.139%Above | 736 | |
12 | Union Savings BankBank | Exceptional | Strong | Strong | Strong | Strong | $1,008Fees | 0.262%Below | 209 | |
13 | Northwest Community BankBank | Exceptional | Exceptional | — | Sound | Strong | $618Fees | 0.142%Below | 98 | |
14 | Webster Bank, National AssociationBank | Strong | Sound | Exceptional | Strong | Strong | $988Fees | 0.150%Above | 204 | |
15 | TD Bank, National AssociationBank | Strong | Sound | Exceptional | Strong | Strong | $939Fees | 0.240%Above | 167 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.