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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Connecticut
Updated February 6, 2026
Market Overview
208
Total Lenders
33,739
Total Loans
0.33%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Liberty Bank | Exceptional | Exceptional | Strong | Exceptional | -$18 | -0.152% | 682 | |
2 | Chelsea Groton Bank | Exceptional | Exceptional | Strong | Exceptional | $322 | -0.019% | 238 | |
3 | Thomaston Savings Bank | Exceptional | Exceptional | Strong | Exceptional | $1,059 | +0.034% | 230 | |
4 | MEMBERS MORTGAGE COMPANY, INC. | Exceptional | Exceptional | Sound | Exceptional | $725 | -0.304% | 286 | |
5 | SIKORSKY FINANCIAL CREDIT UNION | Exceptional | Exceptional | Sound | Exceptional | $922 | -0.555% | 234 | |
6 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Strong | Strong | $369 | -0.469% | 139 | |
7 | Leader Bank, National Association | Exceptional | Exceptional | Strong | Strong | $1,677 | -0.072% | 120 | |
8 | U.S. Bank National Association | Exceptional | Strong | Strong | Exceptional | -$721 | -0.123% | 817 | |
9 | Newtown Savings Bank | Exceptional | Strong | Strong | Exceptional | $1,791 | -0.207% | 524 | |
10 | HOMESTEAD FUNDING CORP. | Exceptional | Strong | Exceptional | Strong | $1,460 | +0.141% | 358 | |
11 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $516 | -0.460% | 324 | |
12 | Charter Oak Federal Credit Union | Exceptional | Exceptional | Sound | Strong | -$344 | -0.188% | 175 | |
13 | Citibank, National Association | Exceptional | Exceptional | Sound | Strong | $680 | -0.231% | 158 | |
14 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Sound | Strong | $1,809 | +0.034% | 142 | |
15 | The Torrington Savings Bank | Exceptional | Exceptional | Sound | Strong | $271 | -0.219% | 129 | |
16 | Northwest Community Bank | Exceptional | Exceptional | Sound | Strong | $618 | -0.142% | 98 | |
17 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,094 | +0.315% | 2,211 | |
18 | FIRST WORLD MORTGAGE CORPORATION | Strong | Sound | Exceptional | Exceptional | $2,566 | +0.287% | 1,179 | |
19 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,480 | -0.242% | 461 | |
20 | Manufacturers and Traders Trust Company | Strong | Strong | Strong | Strong | $1,426 | +0.028% | 385 | |
21 | Citizens Bank, National Association | Strong | Strong | Strong | Strong | $1,317 | +0.021% | 365 | |
22 | Union Savings Bank | Strong | Strong | Strong | Strong | $1,008 | -0.262% | 209 | |
23 | KeyBank National Association | Strong | Strong | Strong | Strong | $1,403 | -0.016% | 115 | |
24 | First Federal Bank | Strong | Exceptional | Sound | Sound | $1,483 | +0.364% | 75 | |
25 | NBKC BANK | Strong | Exceptional | Sound | Sound | $895 | -0.151% | 74 | |
26 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Exceptional | $2,456 | +0.139% | 736 | |
27 | WILLIAM RAVEIS MORTGAGE, LLC | Strong | Sound | Strong | Exceptional | $2,342 | +0.184% | 481 | |
28 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,214 | +0.027% | 306 | |
29 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $1,804 | +0.401% | 164 | |
30 | AMERICAN EAGLE FINANCIAL Credit Union | Strong | Strong | Sound | Strong | $869 | -0.190% | 141 | |
31 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,218 | +0.365% | 2,533 | |
32 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $3,222 | +0.361% | 914 | |
33 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,457 | +0.216% | 889 | |
34 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,217 | +0.464% | 734 | |
35 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,988 | +0.313% | 640 | |
36 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,330 | +0.410% | 504 | |
37 | NORWICH COMMERCIAL GROUP, INC. | Strong | Sound | Strong | Strong | $1,849 | +0.383% | 374 | |
38 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,904 | +0.265% | 297 | |
39 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,455 | +0.528% | 274 | |
40 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Strong | $2,843 | +0.299% | 99 | |
41 | Evolve Bank & Trust | Strong | Sound | Strong | Strong | $2,449 | +0.369% | 72 | |
42 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $2,843 | +0.463% | 920 | |
43 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Exceptional | $2,584 | +0.401% | 661 | |
44 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | $3,031 | +0.526% | 390 | |
45 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $2,833 | +0.388% | 328 | |
46 | Webster Bank, National Association | Strong | Sound | Sound | Strong | $988 | +0.150% | 204 | |
47 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $2,403 | +0.354% | 189 | |
48 | TD Bank, National Association | Strong | Sound | Sound | Strong | $939 | +0.240% | 167 | |
49 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,545 | +0.269% | 143 | |
50 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $3,903 | +0.563% | 100 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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