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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Bank Mortgage Lenders in Connecticut
Updated February 6, 2026
Market Overview
28
Total Lenders
7,879
Total Loans
0.12%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Liberty Bank | Exceptional | Exceptional | Strong | Exceptional | -$18 | -0.152% | 682 | |
2 | Chelsea Groton Bank | Exceptional | Exceptional | Strong | Exceptional | $322 | -0.019% | 238 | |
3 | Thomaston Savings Bank | Exceptional | Exceptional | Strong | Exceptional | $1,059 | +0.034% | 230 | |
4 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Strong | Strong | $369 | -0.469% | 139 | |
5 | Leader Bank, National Association | Exceptional | Exceptional | Strong | Strong | $1,677 | -0.072% | 120 | |
6 | U.S. Bank National Association | Exceptional | Strong | Strong | Exceptional | -$721 | -0.123% | 817 | |
7 | Newtown Savings Bank | Exceptional | Strong | Strong | Exceptional | $1,791 | -0.207% | 524 | |
8 | Citibank, National Association | Exceptional | Exceptional | Sound | Strong | $680 | -0.231% | 158 | |
9 | The Torrington Savings Bank | Exceptional | Exceptional | Sound | Strong | $271 | -0.219% | 129 | |
10 | Northwest Community Bank | Exceptional | Exceptional | Sound | Strong | $618 | -0.142% | 98 | |
11 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,480 | -0.242% | 461 | |
12 | Manufacturers and Traders Trust Company | Strong | Strong | Strong | Strong | $1,426 | +0.028% | 385 | |
13 | Citizens Bank, National Association | Strong | Strong | Strong | Strong | $1,317 | +0.021% | 365 | |
14 | Union Savings Bank | Strong | Strong | Strong | Strong | $1,008 | -0.262% | 209 | |
15 | KeyBank National Association | Strong | Strong | Strong | Strong | $1,403 | -0.016% | 115 | |
16 | First Federal Bank | Strong | Exceptional | Sound | Sound | $1,483 | +0.364% | 75 | |
17 | NBKC BANK | Strong | Exceptional | Sound | Sound | $895 | -0.151% | 74 | |
18 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Exceptional | $2,456 | +0.139% | 736 | |
19 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,214 | +0.027% | 306 | |
20 | Evolve Bank & Trust | Strong | Sound | Strong | Strong | $2,449 | +0.369% | 72 | |
21 | Webster Bank, National Association | Strong | Sound | Sound | Strong | $988 | +0.150% | 204 | |
22 | TD Bank, National Association | Strong | Sound | Sound | Strong | $939 | +0.240% | 167 | |
23 | USAA Federal Savings Bank | Strong | Sound | Sound | Strong | $1,997 | -0.184% | 101 | |
24 | Magnolia Bank, Incorporated | Strong | Acceptable | Exceptional | Sound | $4,844 | +0.576% | 76 | |
25 | Flagstar Bank, N.A. | Sound | Acceptable | Strong | Sound | $3,729 | +0.229% | 76 | |
26 | Ixonia Bank | Sound | Mediocre | Strong | Strong | $3,726 | +0.630% | 128 | |
27 | First National Bank of America | Sound | Mediocre | Sound | Strong | $4,430 | +1.917% | 146 | |
28 | The Federal Savings Bank | Sound | Mediocre | Sound | Sound | $5,309 | +0.567% | 69 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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