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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Company Lenders in Denver
Updated February 5, 2026
Market Overview
28
Total Lenders
42,377
Total Loans
0.18%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,092 | +0.064% | 547 | |
2 | MEGASTAR FINANCIAL CORP. | Exceptional | Exceptional | Strong | Sound | Strong | -$6,153 | +0.239% | 264 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,823 | +0.085% | 6,898 | |
4 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,433 | +0.104% | 2,715 | |
5 | MOVEMENT MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,531 | +0.408% | 546 | |
6 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,977 | +0.133% | 512 | |
7 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,656 | -0.086% | 382 | |
8 | SWBC MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | Strong | $1,573 | +0.189% | 312 | |
9 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Strong | Strong | $2,511 | +0.133% | 193 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,203 | +0.315% | 1,279 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,844 | +0.359% | 1,086 | |
12 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,827 | +0.402% | 1,009 | |
13 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Sound | Strong | Strong | Strong | $1,749 | +0.367% | 316 | |
14 | GUARANTEED RATE AFFINITY, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,661 | +0.281% | 229 | |
15 | NMSI, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,457 | +0.150% | 143 | |
16 | OriginPoint, LLC | Strong | Sound | Exceptional | Sound | Strong | $3,484 | +0.299% | 109 | |
17 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $4,283 | +0.296% | 837 | |
18 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,040 | +0.135% | 493 | |
19 | Synergy One Lending, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,602 | +0.238% | 419 | |
20 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,687 | +0.319% | 136 | |
21 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,071 | +0.419% | 572 | |
22 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,328 | +0.216% | 334 | |
23 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Sound | Strong | $3,117 | +0.344% | 235 | |
24 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,127 | +0.219% | 158 | |
25 | BAY EQUITY LLC | Strong | Acceptable | Strong | Sound | Strong | $3,324 | +0.117% | 185 | |
26 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Sound | Strong | $4,100 | +0.479% | 357 | |
27 | Commerce Home Mortgage, Inc. | Sound | Mediocre | Exceptional | Sound | Strong | $451 | +0.418% | 88 | |
28 | SELECT LENDING SERVICES LLC | Sound | Acceptable | Sound | Acceptable | Strong | $2,052 | +0.290% | 89 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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