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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Dover
Updated February 5, 2026
Market Overview
22
Total Lenders
2,296
Total Loans
0.25%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,613 | +0.033% | 125 | |
2 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,674 | +0.500% | 38 | |
3 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,346 | -0.002% | 31 | |
4 | KEYSTONE FUNDING, INC. | Exceptional | Sound | Strong | Exceptional | Exceptional | $3,803 | +0.202% | 179 | |
5 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $4,065 | +0.205% | 66 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,779 | +0.347% | 193 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,385 | +0.053% | 33 | |
8 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $2,581 | +0.039% | 28 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Exceptional | Sound | $1,793 | +0.171% | 19 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,653 | +0.253% | 97 | |
11 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $5,256 | +0.513% | 37 | |
12 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,778 | +0.409% | 66 | |
13 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,937 | +0.448% | 47 | |
14 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $3,490 | +0.496% | 33 | |
15 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,513 | +0.391% | 29 | |
16 | MICHIGAN MUTUAL, INC. | Strong | Sound | Strong | Strong | Sound | $3,881 | +0.598% | 20 | |
17 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,351 | +0.843% | 20 | |
18 | PIKE CREEK MORTGAGE SERVICES, INC. | Strong | Mediocre | Strong | Strong | Exceptional | $3,759 | +0.354% | 163 | |
19 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,176 | +0.562% | 65 | |
20 | ALLIED MORTGAGE GROUP, INC. | Strong | Acceptable | Strong | Strong | Sound | $2,172 | +0.417% | 18 | |
21 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Strong | $5,836 | +0.270% | 32 | |
22 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $2,903 | +0.891% | 11 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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