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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Florence
Updated February 5, 2026
Market Overview
37
Total Lenders
1,420
Total Loans
0.28%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | SAFE FEDERAL CREDIT UNION | Exceptional | Exceptional | Strong | Exceptional | $615 | -0.123% | 46 | |
2 | First Reliance Bank | Exceptional | Strong | Strong | Exceptional | $1,415 | -0.032% | 71 | |
3 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $1,049 | -1.002% | 35 | |
4 | First-Citizens Bank & Trust Company | Strong | Strong | Strong | Strong | $1,601 | -0.016% | 36 | |
5 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Exceptional | $1,799 | +0.426% | 93 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $3,079 | -0.052% | 49 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,610 | +0.444% | 172 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,527 | +0.322% | 149 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $3,027 | +0.659% | 106 | |
10 | RESOURCE FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | $2,954 | +0.306% | 42 | |
11 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $2,570 | +0.297% | 20 | |
12 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $3,502 | +0.671% | 107 | |
13 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,118 | +0.624% | 48 | |
14 | Magnolia Bank, Incorporated | Strong | Acceptable | Exceptional | Strong | $3,972 | +0.429% | 41 | |
15 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Sound | $2,331 | +0.640% | 22 | |
16 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | -$43 | +0.187% | 60 | |
17 | MORTGAGE EQUITY PARTNERS LLC | Strong | Acceptable | Strong | Strong | $3,932 | +0.420% | 28 | |
18 | GO MORTGAGE, LLC | Sound | Mediocre | Strong | Strong | $4,307 | +0.603% | 35 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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