Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $3,415Fees | 0.281%Above | 38,081 | |
2 | NEWREZ LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,830Fees | 0.390%Above | 3,238 | |
3 | FBC MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,642Fees | 0.055%Above | 2,836 | |
4 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Strong | $3,651Fees | 0.404%Above | 1,626 | |
5 | Paramount Residential Mortgage Group, Inc.Independent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,991Fees | 0.608%Above | 3,535 | |
6 | CMG MORTGAGE, INC.Independent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,473Fees | 0.263%Above | 2,971 | |
7 | AMERICAN FINANCIAL NETWORK, INC.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $3,176Fees | 0.635%Above | 1,353 | |
8 | KIND LENDING, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $2,914Fees | 0.359%Above | 1,134 | |
9 | PLAZA HOME MORTGAGE, INC.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $3,519Fees | 0.503%Above | 833 | |
10 | INSPIRE HOME LOANS INC.Independent Mortgage Company | Strong | Sound | Exceptional | Sound | Strong | $1,584Fees | 0.417%Above | 808 | |
11 | LOWER, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,000Fees | 0.433%Above | 1,274 | |
12 | Equity Prime Mortgage LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,680Fees | 0.690%Above | 1,270 | |
13 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,480Fees | 0.446%Above | 982 | |
14 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,161Fees | 0.526%Above | 7,983 | |
15 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,407Fees | 0.378%Above | 3,386 | |
16 | EVERETT FINANCIAL, INC.Independent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,986Fees | 0.709%Above | 2,431 | |
17 | RMC HOME MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | — | Strong | Exceptional | $4,148Fees | 0.107%Above | 1,176 | |
18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $3,798Fees | 0.481%Above | 2,782 | |
19 | THE MORTGAGE FIRM, INC.Independent Mortgage Company | Strong | Acceptable | Sound | Sound | Exceptional | $3,492Fees | 0.491%Above | 2,773 | |
20 | UNION HOME MORTGAGE CORP.Independent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $3,300Fees | 0.457%Above | 1,846 | |
21 | PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $4,806Fees | 0.630%Above | 587 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.