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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Bank Lenders in Kansas
Updated February 6, 2026
Market Overview
27
Total Lenders
29,343
Total Loans
0.35%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Landmark National Bank | Exceptional | Strong | Strong | Exceptional | Exceptional | $999 | +0.061% | 502 | |
2 | First State Bank of St. Charles, Missouri | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,749 | +0.067% | 483 | |
3 | NBKC BANK | Exceptional | Exceptional | Strong | Sound | Exceptional | $261 | -0.085% | 378 | |
4 | NBH Bank | Exceptional | Strong | Strong | Strong | Exceptional | $1,079 | +0.219% | 341 | |
5 | First Bank | Exceptional | Strong | Strong | Strong | Exceptional | $1,463 | +0.078% | 232 | |
6 | UMB Bank, National Association | Exceptional | Exceptional | Strong | Sound | Strong | $526 | +0.141% | 109 | |
7 | Fidelity Bank, National Association | Exceptional | Strong | Strong | Sound | Exceptional | $1,165 | +0.322% | 548 | |
8 | Arvest Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,353 | +0.218% | 389 | |
9 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Sound | Strong | $494 | +0.201% | 308 | |
10 | First National Bank of Omaha | Exceptional | Strong | Strong | Strong | Strong | $904 | +0.243% | 97 | |
11 | First Federal Bank | Exceptional | Strong | Strong | Strong | Strong | $1,873 | -0.010% | 92 | |
12 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $1,600 | +0.309% | 297 | |
13 | The Central Trust Bank | Strong | Sound | Exceptional | Strong | Strong | $1,003 | +0.229% | 198 | |
14 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Strong | $2,108 | +0.607% | 97 | |
15 | Stride Bank, National Association | Strong | Sound | Strong | Exceptional | Strong | $1,319 | +0.248% | 75 | |
16 | RCB Bank | Strong | Strong | Sound | Strong | Strong | $1,001 | -0.398% | 67 | |
17 | Gateway First Bank | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,668 | +0.418% | 331 | |
18 | Commerce Bank | Strong | Sound | Strong | Sound | Exceptional | $388 | +0.239% | 216 | |
19 | Academy Bank, National Association | Strong | Strong | Sound | Sound | Strong | $1,131 | +0.245% | 104 | |
20 | Equity Bank | Strong | Exceptional | Acceptable | Acceptable | Strong | $1,093 | +0.156% | 85 | |
21 | Bell Bank | Strong | Acceptable | Exceptional | Strong | Strong | $2,075 | +0.247% | 278 | |
22 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | Strong | $1,824 | +0.197% | 220 | |
23 | Wells Fargo Bank, National Association | Strong | Sound | Strong | Sound | Strong | $1,989 | +0.109% | 172 | |
24 | Sunflower Bank, National Association | Strong | Acceptable | Exceptional | Strong | Strong | $1,893 | +0.169% | 169 | |
25 | BOKF, National Association | Strong | Acceptable | Strong | Strong | Strong | $1,703 | +0.431% | 146 | |
26 | Armed Forces Bank, National Association | Strong | Sound | Sound | Sound | Strong | $1,342 | -0.082% | 81 | |
27 | Bank of America, National Association | Strong | Acceptable | Strong | Sound | Strong | $1,853 | -0.091% | 176 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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