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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Bank Mortgage Lenders in Little Rock
Updated February 5, 2026
Market Overview
24
Total Lenders
3,377
Total Loans
0.18%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | First Security Bank | Exceptional | Exceptional | Strong | Exceptional | $2,134 | -0.195% | 170 | |
2 | Eagle Bank and Trust Company | Strong | Sound | Exceptional | Exceptional | $2,276 | +0.182% | 445 | |
3 | ENCORE BANK | Strong | Strong | Sound | Exceptional | $760 | +0.240% | 226 | |
4 | U.S. Bank National Association | Strong | Strong | Strong | Strong | $1,014 | +0.157% | 89 | |
5 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,126 | -0.157% | 67 | |
6 | NBKC BANK | Strong | Exceptional | Sound | Sound | $430 | -0.101% | 34 | |
7 | First Horizon Bank | Strong | Sound | Strong | Exceptional | $1,466 | +0.120% | 203 | |
8 | Simmons Bank | Strong | Sound | Strong | Exceptional | $1,720 | +0.371% | 174 | |
9 | Chambers Bank | Strong | Sound | Strong | Exceptional | $2,157 | -0.120% | 95 | |
10 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,068 | +0.188% | 50 | |
11 | Centennial Bank | Strong | Sound | Sound | Exceptional | $1,665 | +0.296% | 241 | |
12 | Regions Bank | Strong | Sound | Strong | Strong | $1,948 | +0.343% | 168 | |
13 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $1,288 | +0.122% | 86 | |
14 | Cadence Bank | Strong | Sound | Strong | Strong | $1,677 | +0.211% | 78 | |
15 | The First National Bank of Fort Smith | Strong | Sound | Strong | Strong | $1,363 | +0.120% | 46 | |
16 | Arvest Bank | Strong | Acceptable | Strong | Exceptional | $1,743 | +0.321% | 532 | |
17 | Bank of England | Strong | Acceptable | Strong | Exceptional | $1,707 | +0.308% | 222 | |
18 | First Community Bank | Strong | Acceptable | Strong | Exceptional | $3,385 | +0.190% | 172 | |
19 | USAA Federal Savings Bank | Strong | Sound | Sound | Strong | $1,391 | -0.161% | 76 | |
20 | First Financial Bank | Strong | Sound | Strong | Sound | $1,163 | -0.075% | 25 | |
21 | CORNERSTONE CAPITAL BANK, SSB | Strong | Acceptable | Strong | Strong | $4,463 | +0.974% | 55 | |
22 | Gateway First Bank | Sound | Acceptable | Strong | Sound | $2,063 | +0.452% | 29 | |
23 | Bank OZK | Sound | Sound | Mediocre | Sound | $2,101 | +0.271% | 24 | |
24 | The Federal Savings Bank | Sound | Mediocre | Sound | Sound | $2,644 | +0.379% | 29 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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