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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Little Rock
Updated February 5, 2026
Market Overview
85
Total Lenders
8,194
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | First Security Bank | Exceptional | Exceptional | Strong | Exceptional | $2,134 | -0.195% | 170 | |
2 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | Exceptional | Strong | Strong | Exceptional | $1,033 | +0.194% | 229 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $885 | -0.492% | 82 | |
4 | Eagle Bank and Trust Company | Strong | Sound | Exceptional | Exceptional | $2,276 | +0.182% | 445 | |
5 | LENDLO MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,900 | +0.140% | 356 | |
6 | FLAT BRANCH MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | $2,153 | +0.406% | 333 | |
7 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,604 | -0.118% | 233 | |
8 | ENCORE BANK | Strong | Strong | Sound | Exceptional | $760 | +0.240% | 226 | |
9 | COMMUNITY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Exceptional | $2,387 | +0.102% | 134 | |
10 | U.S. Bank National Association | Strong | Strong | Strong | Strong | $1,014 | +0.157% | 89 | |
11 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,126 | -0.157% | 67 | |
12 | NBKC BANK | Strong | Exceptional | Sound | Sound | $430 | -0.101% | 34 | |
13 | ARKANSAS Federal Credit Union | Strong | Sound | Strong | Exceptional | $2,557 | -0.069% | 280 | |
14 | First Horizon Bank | Strong | Sound | Strong | Exceptional | $1,466 | +0.120% | 203 | |
15 | Simmons Bank | Strong | Sound | Strong | Exceptional | $1,720 | +0.371% | 174 | |
16 | Chambers Bank | Strong | Sound | Strong | Exceptional | $2,157 | -0.120% | 95 | |
17 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $3,682 | +0.552% | 63 | |
18 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,068 | +0.188% | 50 | |
19 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,834 | +0.453% | 655 | |
20 | Centennial Bank | Strong | Sound | Sound | Exceptional | $1,665 | +0.296% | 241 | |
21 | Regions Bank | Strong | Sound | Strong | Strong | $1,948 | +0.343% | 168 | |
22 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,190 | -0.030% | 124 | |
23 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,336 | +0.374% | 96 | |
24 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $1,288 | +0.122% | 86 | |
25 | Cadence Bank | Strong | Sound | Strong | Strong | $1,677 | +0.211% | 78 | |
26 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $3,453 | +0.477% | 76 | |
27 | GERSHMAN INVESTMENT CORP. | Strong | Sound | Strong | Strong | $1,298 | -0.005% | 49 | |
28 | The First National Bank of Fort Smith | Strong | Sound | Strong | Strong | $1,363 | +0.120% | 46 | |
29 | Arvest Bank | Strong | Acceptable | Strong | Exceptional | $1,743 | +0.321% | 532 | |
30 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $2,292 | +0.161% | 319 | |
31 | Bank of England | Strong | Acceptable | Strong | Exceptional | $1,707 | +0.308% | 222 | |
32 | First Community Bank | Strong | Acceptable | Strong | Exceptional | $3,385 | +0.190% | 172 | |
33 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,062 | +0.359% | 94 | |
34 | USAA Federal Savings Bank | Strong | Sound | Sound | Strong | $1,391 | -0.161% | 76 | |
35 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,900 | +0.608% | 66 | |
36 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $1,749 | +0.437% | 57 | |
37 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | $3,001 | +0.335% | 54 | |
38 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $2,214 | +0.260% | 44 | |
39 | First Financial Bank | Strong | Sound | Strong | Sound | $1,163 | -0.075% | 25 | |
40 | MORTGAGE FINANCIAL SERVICES, LLC | Strong | Acceptable | Strong | Strong | $2,585 | +0.637% | 78 | |
41 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,231 | +0.554% | 76 | |
42 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $2,922 | +0.782% | 62 | |
43 | PILGRIM MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,161 | +0.676% | 62 | |
44 | CORNERSTONE CAPITAL BANK, SSB | Strong | Acceptable | Strong | Strong | $4,463 | +0.974% | 55 | |
45 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $3,847 | +0.277% | 39 | |
46 | NFM, INC. | Strong | Acceptable | Exceptional | Sound | $4,851 | +0.855% | 35 | |
47 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $2,569 | +0.627% | 26 | |
48 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $4,689 | +0.437% | 24 | |
49 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $2,094 | +0.750% | 85 | |
50 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,272 | +0.400% | 52 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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