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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Bank Lenders in Milwaukee

Updated February 5, 2026

Market Overview

Total Lenders

16,440

Total Loans

0.31%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	Johnson Bank	Exceptional	Exceptional	Exceptional	Exceptional	Exceptional	$379	+0.119%	462
2	Associated Bank, National Association	Exceptional	Exceptional	Exceptional	Strong	Exceptional	$425	-0.055%	569
3	Old National Bank	Exceptional	Exceptional	Exceptional	Strong	Strong	$927	-0.065%	96
4	Bank First, N.A.	Exceptional	Exceptional	Strong	Exceptional	Sound	$294	+0.049%	40
5	Bank Five Nine	Exceptional	Strong	Strong	Strong	Exceptional	$919	+0.210%	567
6	U.S. Bank National Association	Exceptional	Strong	Exceptional	Strong	Strong	$264	+0.144%	230
7	The Huntington National Bank	Exceptional	Strong	Exceptional	Strong	Strong	$1,105	+0.335%	197
8	The Equitable Bank, S.S.B.	Exceptional	Exceptional	Sound	Sound	Exceptional	$656	+0.023%	197
9	National Exchange Bank and Trust	Exceptional	Strong	Strong	Exceptional	Strong	$71	+0.041%	43
10	Waukesha State Bank	Exceptional	Strong	Sound	Strong	Exceptional	$337	+0.149%	313
11	PNC Bank, National Association	Exceptional	Strong	Exceptional	Strong	Sound	-$304	+0.167%	56
12	JPMorgan Chase Bank, National Association	Strong	Sound	Exceptional	Strong	Strong	$1,927	+0.133%	357
13	Great Midwest Bank, S.S.B.	Strong	Strong	Sound	Sound	Exceptional	$523	+0.202%	277
14	Barrington Bank & Trust Company, National Association	Strong	Sound	Exceptional	Strong	Strong	$1,716	+0.241%	220
15	BMO Bank National Association	Strong	Strong	Strong	Sound	Strong	-$39	+0.300%	160
16	Wells Fargo Bank, National Association	Strong	Strong	Exceptional	Sound	Sound	$2,133	+0.067%	65
17	Citizens Bank, National Association	Strong	Strong	Exceptional	Sound	Sound	$318	+0.031%	43
18	Westbury Bank	Strong	Exceptional	Acceptable	Sound	Strong	$282	-0.204%	43
19	NexBank	Strong	Sound	Strong	Strong	Strong	$1,781	+0.414%	91
20	North Shore Bank	Strong	Strong	Sound	Sound	Strong	$833	+0.230%	77
21	CIBM Bank	Strong	Sound	Strong	Strong	Strong	$432	+0.367%	65
22	Bell Bank	Strong	Acceptable	Exceptional	Strong	Strong	$1,949	+0.452%	153
23	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Strong	$1,585	+0.469%	96
24	PyraMax Bank, FSB	Strong	Strong	Acceptable	Sound	Strong	$719	+0.134%	82
25	Tri City National Bank	Strong	Sound	Sound	Sound	Strong	$1,147	+0.208%	103
26	Bank of England	Strong	Acceptable	Strong	Sound	Strong	$2,103	+0.466%	279
27	Ixonia Bank	Strong	Mediocre	Exceptional	Strong	Strong	$1,960	+0.479%	215
28	USAA Federal Savings Bank	Strong	Sound	Strong	Acceptable	Sound	$1,295	-0.090%	38

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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