🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Mobile
Updated February 5, 2026
Market Overview
28
Total Lenders
3,970
Total Loans
0.32%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GMFS LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,163 | +0.202% | 171 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,493 | +0.362% | 413 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,031 | +0.249% | 147 | |
4 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $2,988 | +0.456% | 51 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,723 | +0.653% | 43 | |
6 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,624 | +0.600% | 117 | |
7 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $2,349 | +0.463% | 13 | |
8 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $3,315 | +0.276% | 96 | |
9 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,786 | +0.386% | 80 | |
10 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,570 | +0.592% | 79 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,932 | +0.480% | 78 | |
12 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,913 | +0.349% | 44 | |
13 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $2,118 | -0.304% | 27 | |
14 | EMBRACE HOME LOANS, INC. | Strong | Acceptable | Strong | Sound | Exceptional | $3,566 | +0.569% | 215 | |
15 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $2,859 | +0.857% | 131 | |
16 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,762 | +0.931% | 82 | |
17 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,354 | +0.413% | 30 | |
18 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,256 | +0.341% | 30 | |
19 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $3,554 | -0.002% | 25 | |
20 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,525 | +0.675% | 21 | |
21 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,626 | +0.359% | 11 | |
22 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,615 | +0.285% | 24 | |
23 | DIRECT MORTGAGE LOANS, LLC | Sound | Mediocre | Strong | Strong | Strong | $4,206 | +0.936% | 48 | |
24 | NFM, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $3,072 | +0.507% | 11 | |
25 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Sound | $3,029 | +1.204% | 14 | |
26 | PHH Mortgage Corporation | Sound | Acceptable | Strong | Acceptable | Sound | $2,554 | +0.151% | 12 | |
27 | PRINCETON MORTGAGE CORPORATION | Sound | Acceptable | Sound | Acceptable | Sound | $2,793 | +0.323% | 24 | |
28 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $2,263 | +0.467% | 11 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Mobile, ALConventional
No credit impact
3-minute process
100% free