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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Pueblo
Updated February 5, 2026
Market Overview
42
Total Lenders
1,997
Total Loans
0.20%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ENT Credit Union | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,779 | -0.006% | 164 | |
2 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $1,884 | +0.204% | 24 | |
3 | SECURITY SERVICE FEDERAL CREDIT UNION | Exceptional | Exceptional | Strong | Sound | Sound | $343 | -0.143% | 16 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,333 | +0.071% | 425 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,546 | +0.286% | 203 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,758 | +0.149% | 46 | |
7 | The Central Trust Bank | Strong | Sound | Exceptional | Strong | Sound | $3,334 | +0.127% | 25 | |
8 | Zions Bancorporation, N.A. | Strong | Strong | Strong | Sound | Sound | $2,175 | -0.037% | 24 | |
9 | BAY EQUITY LLC | Strong | Sound | Exceptional | Strong | Sound | $3,636 | +0.006% | 14 | |
10 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,992 | +0.383% | 106 | |
11 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,378 | +0.609% | 83 | |
12 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,620 | +0.421% | 38 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $4,759 | +0.536% | 37 | |
14 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Acceptable | $2,161 | +0.299% | 10 | |
15 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $5,029 | +0.162% | 68 | |
16 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,176 | +0.782% | 43 | |
17 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,851 | +0.235% | 29 | |
18 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $3,616 | -0.101% | 20 | |
19 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,903 | +0.555% | 19 | |
20 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,597 | -0.044% | 18 | |
21 | CORNERSTONE CAPITAL BANK, SSB | Strong | Mediocre | Exceptional | Strong | Strong | $2,633 | +0.383% | 45 | |
22 | Midwest Mortgage Associates Corporation | Strong | Sound | Sound | Sound | Sound | $3,474 | +0.333% | 19 | |
23 | NFM, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $3,213 | +0.042% | 25 | |
24 | THE MORTGAGE COMPANY | Sound | Acceptable | Acceptable | Sound | Sound | $3,791 | +0.254% | 10 | |
25 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Sound | Mediocre | Sound | Acceptable | Strong | $4,133 | +0.399% | 62 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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