🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Racine
Updated February 5, 2026
Market Overview
25
Total Lenders
2,062
Total Loans
0.39%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GATEWAY MORTGAGE CORPORATION | Strong | Sound | Strong | Exceptional | Strong | $1,706 | +0.602% | 54 | |
2 | A + MORTGAGE SERVICES, INC. | Strong | Strong | Strong | Strong | Sound | $1,426 | +0.358% | 24 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,813 | +0.475% | 144 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,819 | +0.040% | 54 | |
5 | WISCONSIN MORTGAGE CORPORATION | Strong | Strong | Sound | Sound | Strong | $903 | +0.259% | 34 | |
6 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $1,997 | +0.383% | 32 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,556 | -0.104% | 17 | |
8 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,304 | +0.466% | 100 | |
9 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,905 | +0.438% | 55 | |
10 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Sound | $1,823 | +0.600% | 12 | |
11 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,217 | +0.239% | 33 | |
12 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $2,615 | +0.754% | 30 | |
13 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,714 | +0.295% | 21 | |
14 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,088 | +0.433% | 20 | |
15 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,635 | +0.387% | 16 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,210 | +0.580% | 16 | |
17 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,611 | +0.805% | 14 | |
18 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $1,765 | +0.421% | 12 | |
19 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $4,233 | +0.839% | 11 | |
20 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $4,581 | +0.708% | 67 | |
21 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,097 | +0.383% | 26 | |
22 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,359 | +0.878% | 17 | |
23 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Acceptable | $1,598 | +0.545% | 10 | |
24 | NATIONS RELIABLE LENDING, LLC | Sound | Acceptable | Strong | Sound | Sound | $3,480 | +0.827% | 11 | |
25 | SECURITYNATIONAL MORTGAGE COMPANY | Sound | Mediocre | Strong | Sound | Sound | $3,150 | +0.777% | 13 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
RacineConventional
No credit impact
3-minute process
100% free