Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $205Fees | 0.342%Below | 200 | |
2 | STANDARD MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Strong | Strong | Strong | Strong | $1,395Fees | 0.023%Above | 62 | |
3 | SIRVA MORTGAGE, INC.Independent Mortgage Company | Exceptional | Exceptional | Strong | Sound | Sound | $414Fees | 0.242%Above | 11 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,120Fees | 0.197%Above | 191 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,529Fees | 0.352%Above | 164 | |
6 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $2,982Fees | 0.769%Above | 33 | |
7 | GMFS LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Exceptional | Sound | $1,824Fees | 0.531%Above | 18 | |
8 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,926Fees | 0.440%Above | 160 | |
9 | PLANET HOME LENDING, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | Exceptional | $2,809Fees | 0.707%Above | 129 | |
10 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,368Fees | 0.685%Above | 94 | |
11 | Assurance Financial Group, L.L.C.Independent Mortgage Company | Strong | Acceptable | Strong | Strong | Exceptional | $1,928Fees | 0.506%Above | 85 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,510Fees | 0.706%Above | 60 | |
13 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $1,589Fees | 0.313%Above | 50 | |
14 | Synergy One Lending, Inc.Independent Mortgage Company | Strong | Acceptable | Strong | Strong | Strong | $1,715Fees | 0.271%Above | 49 | |
15 | NEWREZ LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Strong | $1,096Fees | 0.438%Above | 42 | |
16 | NATIONSTAR MORTGAGE LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $2,668Fees | 0.233%Above | 19 | |
17 | UNION HOME MORTGAGE CORP.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $2,385Fees | 0.630%Above | 16 | |
18 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $5,384Fees | 0.784%Above | 12 | |
19 | ROYAL UNITED MORTGAGE LLCIndependent Mortgage Company | Sound | Mediocre | Strong | Strong | Sound | $2,483Fees | 1.402%Above | 16 | |
20 | SUCCESS MORTGAGE PARTNERS, INC.Independent Mortgage Company | Sound | Mediocre | Strong | Sound | Sound | $3,833Fees | 1.018%Above | 15 | |
21 | SENTE MORTGAGE, INC.Independent Mortgage Company | Sound | Mediocre | Sound | Sound | Sound | $6,722Fees | 0.681%Above | 10 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.