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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Bank Mortgage Lenders in Wisconsin
Updated February 6, 2026
Market Overview
36
Total Lenders
20,136
Total Loans
0.18%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Johnson Bank | Exceptional | Exceptional | Exceptional | Exceptional | $509 | +0.035% | 1,674 | |
2 | Bank First, N.A. | Exceptional | Exceptional | Exceptional | Exceptional | $242 | +0.002% | 655 | |
3 | Associated Bank, National Association | Exceptional | Exceptional | Strong | Exceptional | $534 | -0.047% | 2,002 | |
4 | Old National Bank | Exceptional | Exceptional | Strong | Strong | $1,095 | -0.029% | 330 | |
5 | National Exchange Bank and Trust | Exceptional | Strong | Exceptional | Exceptional | $111 | +0.032% | 281 | |
6 | Lake Ridge Bank | Exceptional | Exceptional | Strong | Strong | $475 | +0.039% | 240 | |
7 | The Equitable Bank, S.S.B. | Exceptional | Exceptional | Strong | Strong | $662 | +0.014% | 221 | |
8 | Horicon Bank | Exceptional | Exceptional | Strong | Strong | $209 | -0.006% | 196 | |
9 | The Park Bank | Exceptional | Exceptional | Strong | Strong | $361 | -0.072% | 170 | |
10 | U.S. Bank National Association | Exceptional | Strong | Strong | Exceptional | $486 | +0.170% | 1,404 | |
11 | Bank Five Nine | Exceptional | Strong | Strong | Exceptional | $1,040 | +0.200% | 1,027 | |
12 | Waukesha State Bank | Exceptional | Strong | Strong | Exceptional | $337 | +0.151% | 374 | |
13 | The Bank of New Glarus | Exceptional | Strong | Strong | Exceptional | $567 | +0.306% | 319 | |
14 | Great Midwest Bank, S.S.B. | Exceptional | Strong | Strong | Exceptional | $556 | +0.193% | 317 | |
15 | First Federal Bank | Exceptional | Exceptional | Sound | Strong | $815 | +0.098% | 225 | |
16 | Peoples State Bank | Exceptional | Exceptional | Sound | Strong | $459 | -0.023% | 169 | |
17 | The Huntington National Bank | Strong | Strong | Strong | Strong | $1,197 | +0.373% | 378 | |
18 | Nicolet National Bank | Strong | Sound | Strong | Exceptional | $982 | +0.291% | 931 | |
19 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Exceptional | $2,004 | +0.228% | 903 | |
20 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $1,948 | +0.153% | 521 | |
21 | Forward Bank | Strong | Strong | Sound | Strong | $770 | +0.177% | 203 | |
22 | Royal Bank | Strong | Strong | Sound | Strong | $1,244 | +0.118% | 154 | |
23 | North Shore Bank | Strong | Strong | Sound | Strong | $719 | +0.255% | 151 | |
24 | Bell Bank | Strong | Acceptable | Exceptional | Exceptional | $2,730 | +0.308% | 767 | |
25 | NexBank | Strong | Sound | Strong | Strong | $1,761 | +0.329% | 191 | |
26 | Barrington Bank & Trust Company, National Association | Strong | Acceptable | Strong | Exceptional | $1,733 | +0.196% | 1,160 | |
27 | BMO Bank National Association | Strong | Sound | Sound | Strong | $412 | +0.300% | 378 | |
28 | Home State Bank, National Association | Strong | Sound | Sound | Strong | $1,693 | +0.351% | 216 | |
29 | USAA Federal Savings Bank | Strong | Sound | Sound | Strong | $1,674 | -0.194% | 200 | |
30 | Bankers' Bank | Strong | Sound | Sound | Strong | $1,445 | +0.174% | 163 | |
31 | CIBM Bank | Strong | Sound | Sound | Strong | $976 | +0.358% | 153 | |
32 | Tri City National Bank | Strong | Sound | Sound | Strong | $1,155 | +0.214% | 140 | |
33 | The First National Bank and Trust Company | Strong | Sound | Sound | Strong | $1,165 | +0.376% | 136 | |
34 | Flagstar Bank, N.A. | Strong | Acceptable | Strong | Strong | $1,633 | +0.404% | 383 | |
35 | Bank of England | Strong | Acceptable | Strong | Strong | $2,064 | +0.468% | 352 | |
36 | Ixonia Bank | Sound | Mediocre | Strong | Exceptional | $2,614 | +0.578% | 699 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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