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Safe Rate Rankings
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,995 | +0.433% | 603 | |
2 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,993 | +0.268% | 430 | |
3 | Leader Bank, National Association | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,147 | +0.041% | 340 | |
4 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $489 | -0.470% | 47 | |
5 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Sound | $418 | -0.199% | 28 | |
6 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,514 | +0.431% | 246 | |
7 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,754 | +0.377% | 192 | |
8 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,982 | +0.388% | 74 | |
9 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,159 | -0.034% | 65 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,368 | +0.272% | 659 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,465 | +0.396% | 302 | |
12 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,361 | +0.447% | 121 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,973 | +0.307% | 114 | |
14 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $1,436 | -0.306% | 18 | |
15 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,934 | +0.578% | 278 | |
16 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,824 | +0.341% | 111 | |
17 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,783 | +0.498% | 75 | |
18 | TOTAL MORTGAGE SERVICES, LLC | Strong | Mediocre | Strong | Exceptional | Exceptional | $4,725 | +0.628% | 413 | |
19 | Ixonia Bank | Sound | Mediocre | Exceptional | Strong | Sound | $6,349 | +0.778% | 21 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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