🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Worcester
Updated February 5, 2026
Market Overview
121
Total Lenders
8,185
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,995 | +0.433% | 603 | |
2 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,993 | +0.268% | 430 | |
3 | Leader Bank, National Association | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,147 | +0.041% | 340 | |
4 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $489 | -0.470% | 47 | |
5 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Sound | $418 | -0.199% | 28 | |
6 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,514 | +0.431% | 246 | |
7 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,754 | +0.377% | 192 | |
8 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,982 | +0.388% | 74 | |
9 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,159 | -0.034% | 65 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,368 | +0.272% | 659 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,465 | +0.396% | 302 | |
12 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,361 | +0.447% | 121 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,973 | +0.307% | 114 | |
14 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $1,436 | -0.306% | 18 | |
15 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,934 | +0.578% | 278 | |
16 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,824 | +0.341% | 111 | |
17 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,783 | +0.498% | 75 | |
18 | TOTAL MORTGAGE SERVICES, LLC | Strong | Mediocre | Strong | Exceptional | Exceptional | $4,725 | +0.628% | 413 | |
19 | Ixonia Bank | Sound | Mediocre | Exceptional | Strong | Sound | $6,349 | +0.778% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Worcester, MAVA
No credit impact
3-minute process
100% free