🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Ann Arbor
Updated February 5, 2026
Market Overview
27
Total Lenders
3,121
Total Loans
0.22%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | STAUNTON FINANCIAL, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,306 | +0.166% | 151 | |
2 | MORTGAGE CENTER L.C | Exceptional | Strong | Strong | Strong | Strong | $1,004 | +0.086% | 27 | |
3 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Acceptable | -$672 | +0.067% | 10 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,201 | +0.269% | 347 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $1,896 | +0.265% | 323 | |
6 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,165 | +0.292% | 184 | |
7 | MORTGAGE 1 INCORPORATED | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,909 | +0.408% | 106 | |
8 | RUOFF MORTGAGE COMPANY, INC. | Strong | Sound | Exceptional | Strong | Sound | $1,610 | +0.302% | 28 | |
9 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $4,385 | +0.255% | 23 | |
10 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,515 | +0.678% | 76 | |
11 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,281 | +0.096% | 44 | |
12 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,301 | +0.751% | 40 | |
13 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $2,873 | -0.129% | 11 | |
14 | M/I FINANCIAL, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,811 | -0.168% | 57 | |
15 | RESICENTRAL, LLC | Strong | Sound | Strong | Sound | Sound | $1,163 | +1.474% | 24 | |
16 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,451 | +0.271% | 18 | |
17 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,847 | +0.646% | 18 | |
18 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $5,746 | +0.649% | 14 | |
19 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,074 | -0.264% | 13 | |
20 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,454 | +0.477% | 19 | |
21 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,446 | +0.807% | 15 | |
22 | MICHIGAN MUTUAL, INC. | Strong | Acceptable | Strong | Strong | Sound | $2,345 | +0.382% | 11 | |
23 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Acceptable | $2,158 | +0.324% | 10 | |
24 | PRESTON HOME LOANS INC | Sound | Mediocre | Strong | Strong | Sound | $1,887 | +0.569% | 10 | |
25 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Sound | $3,934 | +0.338% | 16 | |
26 | TJC Mortgage, Inc. | Sound | Mediocre | Strong | Sound | Sound | $3,939 | +0.457% | 15 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Ann Arbor, MIConventional
No credit impact
3-minute process
100% free