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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Bank Lenders in Arkansas
Updated February 6, 2026
Market Overview
24
Total Lenders
31,386
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Strong | $667 | -0.196% | 91 | |
2 | Arvest Bank | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,711 | +0.302% | 2,687 | |
3 | Eagle Bank and Trust Company | Exceptional | Strong | Strong | Exceptional | Exceptional | $2,209 | +0.191% | 783 | |
4 | First Security Bank | Exceptional | Exceptional | Strong | Sound | Exceptional | $1,802 | -0.166% | 493 | |
5 | First Horizon Bank | Exceptional | Exceptional | Strong | Strong | Strong | $1,747 | +0.135% | 434 | |
6 | Firstar Bank | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,451 | +0.034% | 334 | |
7 | Priority Bank | Exceptional | Strong | Strong | Strong | Exceptional | $2,112 | +0.015% | 260 | |
8 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,068 | +0.140% | 253 | |
9 | ENCORE BANK | Exceptional | Strong | Strong | Sound | Exceptional | $1,069 | +0.231% | 408 | |
10 | JPMorgan Chase Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $1,809 | +0.147% | 238 | |
11 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $1,433 | -0.157% | 206 | |
12 | Centennial Bank | Strong | Sound | Strong | Strong | Exceptional | $1,726 | +0.245% | 882 | |
13 | First Community Bank | Strong | Sound | Strong | Strong | Exceptional | $2,907 | +0.262% | 684 | |
14 | First Financial Bank | Strong | Sound | Strong | Strong | Exceptional | $2,152 | +0.194% | 247 | |
15 | Gateway First Bank | Strong | Sound | Exceptional | Strong | Strong | $2,581 | +0.211% | 237 | |
16 | Chambers Bank | Strong | Sound | Strong | Exceptional | Strong | $2,294 | -0.007% | 196 | |
17 | Simmons Bank | Strong | Sound | Strong | Sound | Exceptional | $1,834 | +0.393% | 531 | |
18 | Bank of England | Strong | Sound | Strong | Strong | Strong | $1,949 | +0.307% | 371 | |
19 | Cadence Bank | Strong | Sound | Strong | Strong | Strong | $1,639 | +0.346% | 311 | |
20 | Wells Fargo Bank, National Association | Strong | Sound | Exceptional | Sound | Strong | $2,458 | +0.080% | 166 | |
21 | The Central Trust Bank | Strong | Sound | Strong | Strong | Strong | $1,867 | +0.314% | 107 | |
22 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Sound | $2,477 | +0.203% | 73 | |
23 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Sound | $1,737 | +0.149% | 70 | |
24 | Regions Bank | Strong | Sound | Strong | Sound | Strong | $1,831 | +0.367% | 529 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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