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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Arkansas
Updated February 6, 2026
Market Overview
180
Total Lenders
31,386
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | First Security Bank | Exceptional | Exceptional | Strong | Exceptional | $1,802 | -0.166% | 493 | |
2 | Firstar Bank | Exceptional | Strong | Exceptional | Exceptional | $1,451 | +0.034% | 334 | |
3 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | Exceptional | Strong | Strong | Exceptional | $1,030 | +0.192% | 340 | |
4 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $633 | -0.513% | 284 | |
5 | Priority Bank | Exceptional | Strong | Strong | Exceptional | $2,112 | +0.015% | 260 | |
6 | FIRST WESTERN MORTGAGE, INC. | Exceptional | Exceptional | Sound | Strong | $1,052 | +0.029% | 138 | |
7 | NBKC BANK | Exceptional | Exceptional | Sound | Strong | $667 | -0.196% | 91 | |
8 | FLAT BRANCH MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | $2,020 | +0.272% | 1,087 | |
9 | LENDLO MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,294 | +0.382% | 892 | |
10 | Eagle Bank and Trust Company | Strong | Sound | Exceptional | Exceptional | $2,209 | +0.191% | 783 | |
11 | ENCORE BANK | Strong | Strong | Sound | Exceptional | $1,069 | +0.231% | 408 | |
12 | U.S. Bank National Association | Strong | Strong | Strong | Strong | $1,068 | +0.140% | 253 | |
13 | Generations Bank | Strong | Strong | Strong | Strong | $1,236 | +0.062% | 176 | |
14 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,537 | -0.044% | 155 | |
15 | UNITED FEDERAL CREDIT UNION | Strong | Strong | Strong | Strong | $1,355 | +0.023% | 115 | |
16 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,407 | -0.024% | 804 | |
17 | Simmons Bank | Strong | Sound | Strong | Exceptional | $1,834 | +0.393% | 531 | |
18 | ARKANSAS Federal Credit Union | Strong | Sound | Strong | Exceptional | $2,417 | -0.047% | 477 | |
19 | ASSOCIATED MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | $1,296 | +0.171% | 306 | |
20 | The First National Bank of Fort Smith | Strong | Sound | Strong | Exceptional | $1,707 | +0.124% | 264 | |
21 | COMMUNITY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | $2,561 | +0.178% | 257 | |
22 | First Financial Bank | Strong | Sound | Strong | Exceptional | $2,152 | +0.194% | 247 | |
23 | MORTGAGE INVESTORS GROUP, INC. | Strong | Sound | Exceptional | Strong | $2,125 | +0.323% | 186 | |
24 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $3,016 | +0.527% | 175 | |
25 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,458 | +0.080% | 166 | |
26 | GMFS LLC | Strong | Sound | Exceptional | Strong | $2,057 | +0.238% | 92 | |
27 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,673 | +0.435% | 2,648 | |
28 | Centennial Bank | Strong | Sound | Sound | Exceptional | $1,726 | +0.245% | 882 | |
29 | Regions Bank | Strong | Sound | Strong | Strong | $1,831 | +0.367% | 529 | |
30 | First Horizon Bank | Strong | Sound | Strong | Strong | $1,747 | +0.135% | 434 | |
31 | Cadence Bank | Strong | Sound | Strong | Strong | $1,639 | +0.346% | 311 | |
32 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,160 | -0.026% | 291 | |
33 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,844 | +0.266% | 271 | |
34 | GERSHMAN INVESTMENT CORP. | Strong | Sound | Strong | Strong | $1,481 | +0.008% | 263 | |
35 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $1,809 | +0.147% | 238 | |
36 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,836 | +0.413% | 204 | |
37 | Chambers Bank | Strong | Sound | Strong | Strong | $2,294 | -0.007% | 196 | |
38 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,307 | +0.368% | 193 | |
39 | MY MOVE MORTGAGE, LLC | Strong | Sound | Strong | Strong | $2,333 | +0.076% | 154 | |
40 | Farmers Bank & Trust Company | Strong | Sound | Strong | Strong | $880 | +0.596% | 122 | |
41 | The Central Trust Bank | Strong | Sound | Strong | Strong | $1,867 | +0.314% | 107 | |
42 | Arvest Bank | Strong | Acceptable | Strong | Exceptional | $1,711 | +0.302% | 2,687 | |
43 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $2,022 | +0.430% | 936 | |
44 | First Community Bank | Strong | Acceptable | Strong | Exceptional | $2,907 | +0.262% | 684 | |
45 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,457 | +0.696% | 611 | |
46 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,871 | +0.260% | 304 | |
47 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,358 | +0.423% | 293 | |
48 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | $2,529 | +0.652% | 261 | |
49 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,493 | +0.399% | 223 | |
50 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $4,086 | +0.267% | 137 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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