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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best USDA Mortgage Company Lenders in Baton Rouge

Updated February 5, 2026

Market Overview

17
Total Lenders
7,949
Total Loans
0.43%
Median Rate Spread
RankLenderOverallPricingProductPull ThroughPlaceAvg FeesSpreadVolumeAction
1
GMFS LLC
Exceptional
Exceptional
Exceptional
Strong
Exceptional
$1,889+0.250%1,452
2
DSLD MORTGAGE, LLC
Exceptional
Exceptional
Exceptional
Strong
Exceptional
$90-0.119%566
3
UNITED WHOLESALE MORTGAGE, LLC
Exceptional
Strong
Exceptional
Strong
Exceptional
$2,602+0.372%664
4
NEWREZ LLC
Exceptional
Strong
Exceptional
Strong
Strong
$2,144+0.444%137
5
ARK-LA-TEX FINANCIAL SERVICES, LLC.
Exceptional
Strong
Exceptional
Strong
Strong
$1,025+0.436%116
6
GUILD MORTGAGE COMPANY LLC
Exceptional
Strong
Exceptional
Strong
Sound
$3,459+0.772%58
7
HOMESPIRE MORTGAGE CORPORATION
Strong
Sound
Exceptional
Exceptional
Sound
$3,711+0.450%42
8
Assurance Financial Group, L.L.C.
Strong
Acceptable
Exceptional
Strong
Exceptional
$2,488+0.372%378
9
RESIDENTIAL ACCEPTANCE CORPORATION
Strong
Acceptable
Exceptional
Exceptional
Strong
$5,910+0.282%110
10
CMG MORTGAGE, INC.
Strong
Sound
Exceptional
Strong
Sound
$3,940+0.725%54
11
LOWER, LLC
Strong
Acceptable
Exceptional
Strong
Strong
$2,824+0.531%128
12
Equity Prime Mortgage LLC
Strong
Acceptable
Exceptional
Strong
Strong
$2,026+0.772%71
13
MOVEMENT MORTGAGE, LLC
Strong
Mediocre
Exceptional
Strong
Strong
$2,701+0.320%202
14
THE MORTGAGE FIRM, INC.
Sound
Acceptable
Sound
Sound
Strong
$1,975+0.524%77
15
AMERICAN FINANCIAL RESOURCES, INC.
Sound
Mediocre
Exceptional
Strong
Sound
$2,495+0.665%28
16
Click n' Close, Inc.
Sound
Mediocre
Exceptional
Sound
Sound
$7,020+1.600%40
17
First Option Mortgage, LLC
Sound
Mediocre
Strong
Sound
$2,332+0.501%32

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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