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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Lenders in Baton Rouge

Updated February 5, 2026

Market Overview

Total Lenders

7,949

Total Loans

0.43%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	DSLD MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Exceptional	$90	-0.119%	566
2	Red River Bank	Exceptional	Exceptional	Strong	Strong	$995	-0.122%	92
3	HANCOCK WHITNEY BANK	Exceptional	Strong	Strong	Exceptional	$2,339	+0.061%	288
4	GMFS LLC	Strong	Sound	Exceptional	Exceptional	$1,889	+0.250%	1,452
5	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$2,602	+0.372%	664
6	La Capitol Federal Credit Union	Strong	Exceptional	Acceptable	Strong	$1,046	-0.150%	28
7	NAVY FEDERAL CREDIT UNION	Strong	Exceptional	Sound	Sound	$569	-0.671%	25
8	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	$1,025	+0.436%	116
9	Campus Federal Credit Union	Strong	Strong	Sound	Strong	$1,617	-0.599%	30
10	Assurance Financial Group, L.L.C.	Strong	Acceptable	Exceptional	Exceptional	$2,488	+0.372%	378
11	JPMorgan Chase Bank, National Association	Strong	Sound	Strong	Strong	$1,761	+0.180%	211
12	Gulf Coast Bank and Trust Company	Strong	Sound	Strong	Strong	$1,871	+0.281%	191
13	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Strong	$1,944	+0.259%	148
14	Regions Bank	Strong	Sound	Strong	Strong	$3,149	+0.262%	130
15	First Horizon Bank	Strong	Sound	Strong	Strong	$1,679	+0.079%	64
16	STANDARD MORTGAGE CORPORATION	Strong	Strong	Sound	Sound	$1,443	-0.075%	32
17	Wells Fargo Bank, National Association	Strong	Strong	Sound	Sound	$1,757	+0.202%	30
18	Colorado Federal Savings Bank	Strong	Strong	Sound	Sound	$1,181	+0.090%	27
19	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	$4,057	+0.407%	391
20	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	$2,701	+0.320%	202
21	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$1,790	+0.449%	88
22	THE MORTGAGE FIRM, INC.	Strong	Acceptable	Exceptional	Strong	$1,975	+0.524%	77
23	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	$2,380	+0.381%	77
24	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Sound	$3,944	+0.437%	50
25	Cadence Bank	Strong	Sound	Strong	Sound	$1,364	+0.382%	39
26	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Sound	$320	-0.020%	33
27	AML FUNDING LLC	Strong	Sound	Strong	Sound	$1,448	+0.342%	27
28	FIDELITY BANK	Strong	Acceptable	Strong	Strong	$2,741	+0.339%	172
29	LOWER, LLC	Strong	Acceptable	Strong	Strong	$2,824	+0.531%	128
30	RESIDENTIAL ACCEPTANCE CORPORATION	Strong	Acceptable	Strong	Strong	$5,910	+0.282%	110
31	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Strong	-$1,955	+0.620%	103
32	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$3,325	+0.650%	84
33	Equity Prime Mortgage LLC	Strong	Acceptable	Strong	Strong	$2,026	+0.772%	71
34	SUN WEST MORTGAGE COMPANY, INC.	Strong	Acceptable	Strong	Strong	$3,146	+0.468%	65
35	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Sound	$3,118	+0.724%	60
36	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Sound	$3,459	+0.772%	58
37	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Sound	$3,940	+0.725%	54
38	HOMESPIRE MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Sound	$3,711	+0.450%	42
39	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Sound	$2,390	+0.264%	40
40	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Sound	Sound	$3,753	+0.437%	23
41	Merchants & Marine Bank	Strong	Sound	Sound	Sound	$1,674	+0.272%	22
42	USAA Federal Savings Bank	Strong	Sound	Sound	Sound	$1,637	-0.182%	21
43	NEWREZ LLC	Sound	Acceptable	Sound	Strong	$2,144	+0.444%	137
44	NATIONSTAR MORTGAGE LLC	Sound	Acceptable	Strong	Sound	$3,005	+0.489%	53
45	Flagstar Bank, N.A.	Sound	Acceptable	Strong	Sound	$2,718	+0.368%	46
46	CANOPY MORTGAGE, LLC	Sound	Acceptable	Strong	Sound	$3,669	+0.652%	26
47	Paramount Residential Mortgage Group, Inc.	Sound	Acceptable	Strong	Sound	$3,954	+0.525%	20
48	AMERICAN FINANCIAL RESOURCES, INC.	Sound	Acceptable	Sound	Sound	$2,495	+0.665%	28
49	NEW AMERICAN FUNDING, LLC	Sound	Acceptable	Sound	Sound	$3,200	+0.813%	28
50	HOMEBRIDGE FINANCIAL SERVICES, INC.	Sound	Acceptable	Sound	Sound	$1,659	+0.358%	24

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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