🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Buffalo
Updated February 5, 2026
Market Overview
26
Total Lenders
6,831
Total Loans
0.51%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | PREMIUM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Exceptional | $1,201 | +0.250% | 1,327 | |
2 | HOMESTEAD FUNDING CORP. | Exceptional | Strong | Exceptional | Strong | $1,947 | +0.209% | 217 | |
3 | SEFCU SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | $1,058 | -0.207% | 94 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,299 | +0.271% | 1,451 | |
5 | 1ST PRIORITY MORTGAGE, INC. | Strong | Sound | Strong | Exceptional | $2,005 | +0.279% | 439 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,919 | +0.635% | 977 | |
7 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $2,549 | +0.454% | 514 | |
8 | HUNT MORTGAGE CORPORATION | Strong | Acceptable | Strong | Exceptional | $3,541 | +0.407% | 466 | |
9 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,530 | +0.514% | 139 | |
10 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $2,910 | +0.388% | 57 | |
11 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,873 | +0.303% | 46 | |
12 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $2,343 | +1.291% | 36 | |
13 | OWNERSCHOICE FUNDING, INCORPORATED | Strong | Strong | Acceptable | Sound | $1,418 | +0.226% | 30 | |
14 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,684 | +0.862% | 122 | |
15 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | $2,625 | +0.407% | 106 | |
16 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,334 | +0.750% | 91 | |
17 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $2,731 | +0.707% | 39 | |
18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $4,232 | +0.618% | 33 | |
19 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $3,103 | +0.473% | 28 | |
20 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Strong | $3,755 | +0.725% | 137 | |
21 | UIF CORPORATION | Sound | Acceptable | Sound | Strong | $2,639 | +0.221% | 72 | |
22 | AMERICAN FINANCIAL NETWORK, INC. | Sound | Acceptable | Strong | Sound | $918 | +0.404% | 59 | |
23 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,549 | +0.561% | 60 | |
24 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Sound | $2,895 | +1.356% | 39 | |
25 | GUIDANCE RESIDENTIAL, LLC | Sound | Mediocre | Sound | Sound | $3,296 | +0.725% | 35 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Buffalo
No credit impact
3-minute process
100% free