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Safe Rate Rankings
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | The Huntington National Bank | Exceptional | Strong | Exceptional | Strong | Exceptional | -$876 | +0.180% | 1,680 | |
2 | Associated Bank, National Association | Exceptional | Exceptional | Strong | Strong | Strong | $520 | +0.097% | 305 | |
3 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Sound | Exceptional | $173 | +0.152% | 1,013 | |
4 | Fifth Third Bank, National Association | Exceptional | Strong | Exceptional | Sound | Exceptional | -$501 | +0.216% | 937 | |
5 | Old National Bank | Exceptional | Exceptional | Strong | Sound | Strong | $909 | +0.018% | 452 | |
6 | CIBC Bank USA | Exceptional | Exceptional | Strong | Sound | Strong | -$1,094 | +0.159% | 185 | |
7 | NBKC BANK | Exceptional | Exceptional | Strong | Sound | Strong | $686 | -0.045% | 147 | |
8 | Citibank, National Association | Exceptional | Exceptional | Sound | Acceptable | Exceptional | -$1,772 | -0.106% | 702 | |
9 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $2,367 | +0.559% | 460 | |
10 | PNC Bank, National Association | Strong | Strong | Strong | Sound | Strong | -$252 | +0.168% | 347 | |
11 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | Exceptional | $1,681 | +0.147% | 5,072 | |
12 | Barrington Bank & Trust Company, National Association | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,916 | +0.445% | 1,731 | |
13 | CIBM Bank | Strong | Sound | Strong | Strong | Strong | $1,325 | +0.441% | 215 | |
14 | Marquette Bank | Strong | Strong | Sound | Sound | Strong | $1,676 | +0.055% | 174 | |
15 | The Federal Savings Bank | Strong | Acceptable | Exceptional | Sound | Exceptional | $3,016 | +0.786% | 728 | |
16 | Wells Fargo Bank, National Association | Strong | Sound | Strong | Sound | Strong | $1,683 | -0.061% | 469 | |
17 | BMO Bank National Association | Strong | Sound | Strong | Sound | Strong | $406 | +0.420% | 453 | |
18 | Home State Bank, National Association | Strong | Sound | Sound | Strong | Strong | $1,744 | +0.458% | 148 | |
19 | Bank of America, National Association | Strong | Acceptable | Strong | Sound | Strong | $1,662 | -0.093% | 814 | |
20 | Ixonia Bank | Strong | Mediocre | Exceptional | Strong | Strong | $3,413 | +0.815% | 333 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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