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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in College Station
Updated February 5, 2026
Market Overview
26
Total Lenders
2,059
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,128 | +0.015% | 266 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,998 | +0.511% | 133 | |
3 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Strong | $1,785 | +0.187% | 54 | |
4 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $2,695 | +0.317% | 12 | |
5 | PILGRIM MORTGAGE LLC | Strong | Acceptable | Strong | Strong | Exceptional | $3,729 | +0.342% | 132 | |
6 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,607 | +0.479% | 79 | |
7 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,949 | +0.287% | 73 | |
8 | NEW FED MORTGAGE, CORP. | Strong | Acceptable | Strong | Strong | Exceptional | $3,870 | +0.319% | 64 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,971 | +0.176% | 15 | |
10 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,672 | +0.317% | 26 | |
11 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,006 | +0.213% | 21 | |
12 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,208 | +0.286% | 20 | |
13 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $4,027 | +0.293% | 18 | |
14 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,986 | +0.445% | 16 | |
15 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,642 | +0.371% | 14 | |
16 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $1,592 | +0.269% | 13 | |
17 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $1,855 | +0.260% | 12 | |
18 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,044 | +0.488% | 11 | |
19 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $1,596 | +0.399% | 16 | |
20 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,650 | +0.534% | 15 | |
21 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Acceptable | $3,916 | +0.580% | 10 | |
22 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Acceptable | -$1,690 | +0.489% | 10 | |
23 | Wallick & Volk, Inc. | Sound | Mediocre | Strong | Strong | Strong | $3,005 | +0.544% | 43 | |
24 | GARDNER FINANCIAL SERVICES, LTD. | Sound | Mediocre | Strong | Strong | Sound | $5,487 | +0.539% | 16 | |
25 | Farm Credit Mid-America, ACA | Sound | Mediocre | Strong | Sound | Sound | $6,898 | +0.582% | 12 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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