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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Company Lenders in Colorado
Updated February 6, 2026
Market Overview
32
Total Lenders
82,332
Total Loans
0.21%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,615 | +0.070% | 1,267 | |
2 | MEGASTAR FINANCIAL CORP. | Exceptional | Exceptional | Strong | Sound | Strong | -$6,201 | +0.287% | 408 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,893 | +0.036% | 12,892 | |
4 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,725 | +0.126% | 5,153 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Sound | Exceptional | $2,830 | +0.003% | 1,535 | |
6 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,189 | +0.128% | 972 | |
7 | MOVEMENT MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,535 | +0.391% | 841 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,990 | -0.133% | 810 | |
9 | SWBC MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | Strong | $1,535 | +0.238% | 446 | |
10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Strong | Strong | $2,749 | +0.113% | 263 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,497 | +0.323% | 2,693 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,829 | +0.395% | 1,986 | |
13 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,914 | +0.400% | 1,933 | |
14 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Sound | Strong | Strong | Strong | $1,886 | +0.348% | 413 | |
15 | GUARANTEED RATE AFFINITY, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,650 | +0.246% | 367 | |
16 | NMSI, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,483 | +0.150% | 202 | |
17 | OriginPoint, LLC | Strong | Sound | Exceptional | Sound | Strong | $3,285 | +0.338% | 168 | |
18 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $4,141 | +0.280% | 1,214 | |
19 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,050 | +0.143% | 844 | |
20 | INSPIRE HOME LOANS INC. | Strong | Sound | — | Strong | Strong | $1,273 | +0.470% | 590 | |
21 | Synergy One Lending, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,648 | +0.238% | 552 | |
22 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,648 | +0.323% | 171 | |
23 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,830 | +0.422% | 1,035 | |
24 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,825 | +0.204% | 742 | |
25 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Sound | Strong | $3,367 | +0.386% | 484 | |
26 | GROUP MORTGAGE, LLC | Strong | Acceptable | Sound | Strong | Exceptional | $4,296 | +0.194% | 327 | |
27 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,078 | +0.232% | 300 | |
28 | American Liberty Mortgage, Incorporated | Strong | Sound | — | Sound | Strong | $2,597 | +0.236% | 228 | |
29 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,631 | +0.107% | 626 | |
30 | BAY EQUITY LLC | Strong | Acceptable | Strong | Sound | Strong | $3,375 | +0.221% | 609 | |
31 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Acceptable | Strong | Sound | Strong | $2,870 | +0.370% | 593 | |
32 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Sound | Strong | $3,870 | +0.491% | 544 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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