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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Columbus
Updated February 5, 2026
Market Overview
20
Total Lenders
2,293
Total Loans
0.46%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $1,996 | -0.008% | 201 | |
2 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Exceptional | $3,798 | +0.241% | 134 | |
3 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | $2,100 | +0.251% | 77 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,672 | +0.442% | 265 | |
5 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,016 | +0.287% | 190 | |
6 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,720 | +0.367% | 69 | |
7 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,594 | +0.264% | 45 | |
8 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,311 | +0.288% | 312 | |
9 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $1,091 | +0.909% | 256 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $3,142 | +0.214% | 77 | |
11 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,232 | +0.352% | 76 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $4,046 | +0.589% | 57 | |
13 | RUOFF MORTGAGE COMPANY, INC. | Strong | Sound | Strong | Sound | $2,701 | +0.258% | 35 | |
14 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $2,083 | -0.331% | 34 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $2,944 | +0.361% | 28 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $2,893 | +0.550% | 119 | |
17 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $2,289 | +0.518% | 80 | |
18 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $2,555 | +0.451% | 25 | |
19 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,829 | +0.535% | 20 | |
20 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Sound | $5,320 | +0.957% | 35 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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