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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best VA Mortgage Lenders in Dothan

Updated February 5, 2026

Market Overview

37
Total Lenders
1,316
Total Loans
0.32%
Median Rate Spread
RankLenderOverallPricingProductPull ThroughPlaceAvg FeesSpreadVolumeAction
1
INTERLINC MORTGAGE SERVICES, LLC
Exceptional
Exceptional
Strong
Strong
Exceptional
$2,026+0.546%116
2
UNITED WHOLESALE MORTGAGE, LLC
Exceptional
Strong
Exceptional
Exceptional
Strong
$3,796-0.177%47
3
BankPlus
Exceptional
Exceptional
Strong
Strong
Strong
$1,733+0.007%27
4
NAVY FEDERAL CREDIT UNION
Exceptional
Exceptional
Exceptional
Sound
Strong
$774-0.645%27
5
MOVEMENT MORTGAGE, LLC
Exceptional
Sound
Exceptional
Exceptional
Exceptional
$2,104+0.702%63
6
PENNYMAC LOAN SERVICES, LLC
Exceptional
Strong
Exceptional
Strong
Strong
$1,953-0.193%34
7
Renasant Bank
Exceptional
Sound
Exceptional
Exceptional
Strong
$2,170+0.254%46
8
CMG MORTGAGE, INC.
Exceptional
Sound
Exceptional
Exceptional
Strong
$2,983+0.202%33
9
ROCKET MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$3,888+0.456%119
10
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$1,678+0.427%81
11
Synovus Bank
Strong
Strong
Strong
Strong
Sound
$2,005+0.166%21
12
USAA Federal Savings Bank
Strong
Strong
Exceptional
Sound
Sound
$2,138-0.203%18
13
Mortgage Research Center, LLC
Strong
Acceptable
Exceptional
Strong
Exceptional
$1,063+0.983%135
14
STOCKTON MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Strong
Strong
$3,190+0.577%36
15
SOUTHWEST FUNDING, LP
Strong
Acceptable
Strong
Strong
Sound
$2,876+0.679%21
16
ENVOY MORTGAGE, LTD
Strong
Acceptable
Exceptional
Sound
Sound
$2,652+0.596%19
17
NEW DAY FINANCIAL, LLC
Sound
Mediocre
Exceptional
Sound
Acceptable
$3,481+1.180%10

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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