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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Flint
Updated February 5, 2026
Market Overview
29
Total Lenders
3,087
Total Loans
0.72%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,285 | +0.476% | 461 | |
2 | STAUNTON FINANCIAL, INC. | Strong | Sound | Exceptional | Strong | $1,590 | +0.405% | 44 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,099 | +0.576% | 587 | |
4 | J. VIRGIL, INC. | Strong | Acceptable | Exceptional | Exceptional | $2,573 | +0.687% | 282 | |
5 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | $3,011 | +0.785% | 108 | |
6 | MORTGAGE 1 INCORPORATED | Strong | Acceptable | Exceptional | Strong | $2,792 | +0.820% | 95 | |
7 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $2,267 | +0.995% | 49 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $2,200 | +0.307% | 30 | |
9 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Sound | $802 | +0.535% | 29 | |
10 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $3,168 | +0.469% | 27 | |
11 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Sound | $2,804 | +0.706% | 25 | |
12 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $2,043 | +0.936% | 76 | |
13 | ROSS MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $2,011 | +0.621% | 51 | |
14 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,606 | +1.013% | 49 | |
15 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Strong | Strong | $1,427 | +0.355% | 47 | |
16 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | $2,134 | +0.698% | 25 | |
17 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $1,488 | +0.379% | 22 | |
18 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Sound | $3,236 | +0.607% | 20 | |
19 | PRESTON HOME LOANS INC | Sound | Mediocre | Strong | Exceptional | $2,659 | +0.891% | 397 | |
20 | BLG HOLDINGS, INC. | Sound | Mediocre | Strong | Exceptional | $3,060 | +0.669% | 154 | |
21 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,095 | +0.628% | 50 | |
22 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,151 | +0.868% | 49 | |
23 | Prosperity Home Mortgage, LLC | Sound | Acceptable | Strong | Sound | $2,506 | +0.360% | 39 | |
24 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Sound | Acceptable | Strong | Sound | $2,418 | +0.543% | 33 | |
25 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $2,553 | +0.983% | 33 | |
26 | MICHIGAN MUTUAL, INC. | Sound | Acceptable | Strong | Sound | $2,895 | +0.929% | 26 | |
27 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $2,147 | +0.572% | 21 | |
28 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $3,950 | +0.653% | 21 | |
29 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | $2,677 | +0.594% | 31 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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