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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Huntington
Updated February 5, 2026
Market Overview
42
Total Lenders
2,748
Total Loans
0.53%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | City National Bank of West Virginia | Exceptional | Strong | Strong | Exceptional | -$82 | -0.052% | 294 | |
2 | Huntington Federal Savings Bank | Exceptional | Strong | Strong | Exceptional | $1,025 | -0.101% | 101 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $1,964 | +0.644% | 156 | |
4 | DESCO | Strong | Strong | Sound | Exceptional | $366 | +0.070% | 77 | |
5 | The Huntington National Bank | Strong | Strong | Strong | Strong | $624 | +0.327% | 64 | |
6 | Fifth Third Bank, National Association | Strong | Strong | Strong | Strong | $580 | +0.727% | 52 | |
7 | U.S. Bank National Association | Strong | Strong | Strong | Strong | $1,562 | +0.275% | 48 | |
8 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $80 | -0.430% | 22 | |
9 | The Ohio Valley Bank Company | Strong | Strong | Sound | Strong | $618 | -0.936% | 76 | |
10 | Truist Bank | Strong | Strong | Strong | Sound | $540 | +0.366% | 33 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,343 | +0.582% | 272 | |
12 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,558 | +0.519% | 226 | |
13 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | $2,207 | +0.628% | 142 | |
14 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,301 | +0.319% | 112 | |
15 | WesBanco Bank, Inc. | Strong | Sound | Strong | Strong | $1,723 | +0.165% | 61 | |
16 | United Bank | Strong | Sound | Strong | Strong | $1,207 | +0.337% | 58 | |
17 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,626 | +0.515% | 51 | |
18 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $2,010 | +0.262% | 45 | |
19 | Peoples Bank | Strong | Strong | Sound | Sound | $909 | +0.605% | 25 | |
20 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Strong | Exceptional | $2,646 | +0.828% | 131 | |
21 | MEMBERS CHOICE | Strong | Sound | Sound | Strong | $275 | +0.375% | 52 | |
22 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $3,868 | +0.229% | 30 | |
23 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | -$1,716 | +1.080% | 127 | |
24 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $1,715 | +0.867% | 107 | |
25 | Gateway First Bank | Strong | Acceptable | Strong | Strong | $2,565 | +0.577% | 54 | |
26 | Community Trust Bank, Inc. | Strong | Acceptable | Strong | Strong | $685 | +0.261% | 35 | |
27 | VICTORIAN FINANCE, LLC | Sound | Acceptable | Strong | Sound | $1,705 | +0.143% | 27 | |
28 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,474 | +0.687% | 28 | |
29 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Sound | $2,944 | +1.296% | 25 | |
30 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Sound | Sound | $2,457 | +0.767% | 32 | |
31 | Click n' Close, Inc. | Sound | Mediocre | Sound | Sound | $3,842 | +1.657% | 24 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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