🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Jonesboro
Updated February 6, 2026
Market Overview
30
Total Lenders
1,099
Total Loans
0.37%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | First Security Bank | Exceptional | Strong | Strong | Strong | Strong | $2,130 | -0.158% | 21 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,602 | +0.520% | 91 | |
3 | First Financial Bank | Strong | Sound | Sound | Exceptional | Exceptional | $2,895 | +0.312% | 49 | |
4 | First Horizon Bank | Strong | Sound | Exceptional | Strong | Strong | $1,537 | +0.233% | 38 | |
5 | ENCORE BANK | Strong | Strong | Strong | Sound | Strong | $1,370 | +0.192% | 32 | |
6 | Arvest Bank | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,896 | +0.419% | 109 | |
7 | MORTGAGE INVESTORS GROUP, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,082 | +0.283% | 61 | |
8 | Centennial Bank | Strong | Sound | Strong | Sound | Exceptional | $1,702 | +0.543% | 47 | |
9 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,453 | -0.036% | 41 | |
10 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,179 | +0.314% | 32 | |
11 | Southern Bank | Strong | Sound | Strong | Strong | Strong | $518 | -0.128% | 26 | |
12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $1,322 | +0.273% | 20 | |
13 | First Community Bank | Strong | Acceptable | Strong | Strong | Exceptional | $2,619 | +0.173% | 70 | |
14 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,772 | +0.538% | 51 | |
15 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Strong | $3,543 | +0.567% | 40 | |
16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,004 | +0.796% | 39 | |
17 | Regions Bank | Strong | Acceptable | Exceptional | Strong | Strong | $2,316 | +0.382% | 25 | |
18 | Evolve Bank & Trust | Strong | Sound | Strong | Strong | Sound | $1,552 | +0.245% | 18 | |
19 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,151 | +0.634% | 51 | |
20 | LENDLO MORTGAGE, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,679 | +0.185% | 48 | |
21 | Simmons Bank | Sound | Acceptable | Strong | Sound | Sound | $1,855 | +0.391% | 18 | |
22 | First National Bank | Sound | Mediocre | Sound | Strong | Strong | $204 | +0.898% | 23 | |
23 | Farm Credit Mid-America, ACA | Sound | Mediocre | Strong | Sound | Sound | $4,496 | +0.719% | 15 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Jonesboro, ARConventional
No credit impact
3-minute process
100% free