🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Kankakee
Updated February 6, 2026
Market Overview
22
Total Lenders
673
Total Loans
0.57%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $960 | -0.529% | 11 | |
2 | PNC Bank, National Association | Exceptional | Strong | Exceptional | Strong | Sound | $85 | +0.587% | 21 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,528 | +0.705% | 104 | |
4 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $2,533 | +0.262% | 30 | |
5 | Fifth Third Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $1,061 | +0.588% | 10 | |
6 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,601 | +0.628% | 51 | |
7 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,069 | +0.338% | 30 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,750 | +0.649% | 18 | |
9 | Midland States Bank | Strong | Acceptable | Strong | Strong | Exceptional | $967 | +0.576% | 62 | |
10 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,138 | +0.729% | 42 | |
11 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,015 | +0.812% | 42 | |
12 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Sound | $3,107 | +0.995% | 14 | |
13 | First American Bank | Strong | Strong | Sound | Sound | Sound | $872 | +0.162% | 12 | |
14 | Ixonia Bank | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,698 | +0.824% | 81 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,980 | +0.843% | 16 | |
16 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $3,503 | +0.814% | 32 | |
17 | Flanagan State Bank | Strong | Acceptable | Strong | Sound | Strong | $3,009 | +0.427% | 24 | |
18 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $1,874 | +0.688% | 12 | |
19 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Acceptable | $3,645 | +0.141% | 10 | |
20 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Sound | $2,648 | +0.901% | 17 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Kankakee, ILConventional
No credit impact
3-minute process
100% free