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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Kingsport
Updated February 5, 2026
Market Overview
23
Total Lenders
1,966
Total Loans
0.48%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,887 | +0.115% | 200 | |
2 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $2,673 | +0.405% | 98 | |
3 | MORTGAGE INVESTORS GROUP, INC. | Strong | Sound | Exceptional | Strong | $2,378 | +0.292% | 92 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,976 | +0.382% | 343 | |
5 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,319 | +0.460% | 182 | |
6 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $3,619 | +0.714% | 70 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $3,466 | +0.316% | 39 | |
8 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $3,292 | +0.382% | 35 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,438 | -0.216% | 34 | |
10 | DELMAR FINANCIAL COMPANY | Strong | Sound | Strong | Sound | $3,133 | +0.558% | 22 | |
11 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $2,195 | +0.714% | 106 | |
12 | ROSS MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $3,915 | +0.603% | 48 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $2,078 | +0.388% | 29 | |
14 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Sound | $2,996 | +0.403% | 26 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $3,527 | +0.506% | 20 | |
16 | GVC MORTGAGE, INC. | Sound | Mediocre | Exceptional | Strong | $4,525 | +0.513% | 92 | |
17 | Sierra Pacific Mortgage Company, Inc. | Sound | Acceptable | Strong | Sound | $4,642 | +0.602% | 49 | |
18 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $4,743 | +0.388% | 29 | |
19 | CROSSCOUNTRY MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | $3,692 | +0.734% | 26 | |
20 | FIRST INTEGRITY MORTGAGE SERVICES, INC. | Sound | Acceptable | Strong | Sound | $1,528 | +0.677% | 25 | |
21 | STOCKTON MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | $2,117 | +0.612% | 23 | |
22 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Sound | $3,608 | +0.693% | 39 | |
23 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Sound | $4,684 | +0.783% | 25 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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