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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Lenders in Providence
Updated February 5, 2026
Market Overview
137
Total Lenders
15,285
Total Loans
0.26%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NAVIGANT CREDIT UNION | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $809 | -0.344% | 593 | |
2 | U.S. Bank National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $683 | +0.013% | 114 | |
3 | Bank of America, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $2,160 | -0.136% | 110 | |
4 | Citizens Bank, National Association | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,822 | +0.039% | 279 | |
5 | Centreville Bank | Exceptional | Exceptional | Strong | Sound | Exceptional | $862 | -0.375% | 208 | |
6 | Wells Fargo Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Sound | $2,316 | +0.058% | 36 | |
7 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Sound | $240 | -0.406% | 35 | |
8 | Berkshire Bank | Exceptional | Exceptional | Exceptional | Strong | Sound | $1,237 | -0.213% | 32 | |
9 | The Washington Trust Company, of Westerly | Exceptional | Strong | Strong | Strong | Exceptional | $1,544 | -0.186% | 408 | |
10 | COASTAL1 Credit Union | Exceptional | Strong | Strong | Strong | Exceptional | $782 | -0.060% | 204 | |
11 | Bristol County Savings Bank | Exceptional | Strong | Strong | Strong | Exceptional | $883 | -0.005% | 134 | |
12 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,524 | +0.331% | 891 | |
13 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,090 | +0.505% | 539 | |
14 | Easthampton Savings Bank | Exceptional | Strong | Strong | Strong | Strong | $625 | +0.061% | 53 | |
15 | BAYCOAST MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Exceptional | $1,145 | -0.031% | 585 | |
16 | BankNewport | Strong | Sound | Strong | Strong | Exceptional | $1,164 | +0.162% | 179 | |
17 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $2,288 | +0.090% | 118 | |
18 | Bank Rhode Island | Strong | Exceptional | Sound | Acceptable | Strong | $556 | -0.096% | 60 | |
19 | Webster Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $1,682 | +0.159% | 53 | |
20 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,239 | +0.457% | 314 | |
21 | TD Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $995 | +0.207% | 48 | |
22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,584 | +0.334% | 241 | |
23 | HARBORONE MORTGAGE, LLC | Strong | Sound | Strong | Sound | Strong | $2,558 | +0.202% | 150 | |
24 | MORTGAGE EQUITY PARTNERS LLC | Strong | Acceptable | — | Strong | Exceptional | $3,327 | +0.411% | 197 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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