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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Bank Lenders in Wisconsin
Updated February 6, 2026
Market Overview
36
Total Lenders
65,281
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Johnson Bank | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $509 | +0.035% | 1,674 | |
2 | Associated Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $534 | -0.047% | 2,002 | |
3 | Bank First, N.A. | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $242 | +0.002% | 655 | |
4 | Old National Bank | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,095 | -0.029% | 330 | |
5 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Exceptional | $486 | +0.170% | 1,404 | |
6 | National Exchange Bank and Trust | Exceptional | Strong | Strong | Exceptional | Exceptional | $111 | +0.032% | 281 | |
7 | Bank Five Nine | Exceptional | Strong | Strong | Strong | Exceptional | $1,040 | +0.200% | 1,027 | |
8 | The Huntington National Bank | Exceptional | Strong | Exceptional | Strong | Strong | $1,197 | +0.373% | 378 | |
9 | The Bank of New Glarus | Exceptional | Strong | Strong | Strong | Exceptional | $567 | +0.306% | 319 | |
10 | Horicon Bank | Exceptional | Exceptional | Sound | Strong | Strong | $209 | -0.006% | 196 | |
11 | The Park Bank | Exceptional | Exceptional | Sound | Strong | Strong | $361 | -0.072% | 170 | |
12 | Peoples State Bank | Exceptional | Exceptional | Sound | Strong | Strong | $459 | -0.023% | 169 | |
13 | Barrington Bank & Trust Company, National Association | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,733 | +0.196% | 1,160 | |
14 | Nicolet National Bank | Exceptional | Sound | Strong | Exceptional | Exceptional | $982 | +0.291% | 931 | |
15 | JPMorgan Chase Bank, National Association | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,004 | +0.228% | 903 | |
16 | Wells Fargo Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $1,948 | +0.153% | 521 | |
17 | Waukesha State Bank | Exceptional | Strong | Sound | Strong | Exceptional | $337 | +0.151% | 374 | |
18 | Lake Ridge Bank | Exceptional | Exceptional | Sound | Sound | Strong | $475 | +0.039% | 240 | |
19 | The Equitable Bank, S.S.B. | Exceptional | Exceptional | Sound | Sound | Strong | $662 | +0.014% | 221 | |
20 | BMO Bank National Association | Strong | Strong | Strong | Sound | Strong | $412 | +0.300% | 378 | |
21 | Great Midwest Bank, S.S.B. | Strong | Strong | Sound | Sound | Exceptional | $556 | +0.193% | 317 | |
22 | First Federal Bank | Strong | Strong | Strong | Sound | Strong | $815 | +0.098% | 225 | |
23 | Forward Bank | Strong | Strong | Sound | Strong | Strong | $770 | +0.177% | 203 | |
24 | Bell Bank | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,730 | +0.308% | 767 | |
25 | Home State Bank, National Association | Strong | Sound | Strong | Strong | Strong | $1,693 | +0.351% | 216 | |
26 | NexBank | Strong | Sound | Strong | Strong | Strong | $1,761 | +0.329% | 191 | |
27 | Royal Bank | Strong | Strong | Sound | Sound | Strong | $1,244 | +0.118% | 154 | |
28 | CIBM Bank | Strong | Sound | Strong | Strong | Strong | $976 | +0.358% | 153 | |
29 | North Shore Bank | Strong | Strong | Sound | Sound | Strong | $719 | +0.255% | 151 | |
30 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Strong | $1,633 | +0.404% | 383 | |
31 | The First National Bank and Trust Company | Strong | Sound | Sound | Strong | Strong | $1,165 | +0.376% | 136 | |
32 | Ixonia Bank | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,614 | +0.578% | 699 | |
33 | USAA Federal Savings Bank | Strong | Sound | Strong | Acceptable | Strong | $1,674 | -0.194% | 200 | |
34 | Bankers' Bank | Strong | Sound | Sound | Sound | Strong | $1,445 | +0.174% | 163 | |
35 | Tri City National Bank | Strong | Sound | Sound | Sound | Strong | $1,155 | +0.214% | 140 | |
36 | Bank of England | Strong | Acceptable | Strong | Sound | Strong | $2,064 | +0.468% | 352 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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