Safe Rate Rankings

Best VA Mortgage Lenders in Akron

Updated February 5, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders87

Total Loans7,638

Median Rate Spread0.40%

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Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company	Exceptional	Strong	Exceptional	Exceptional	Exceptional	$2,447Fees	0.279%Above	259
2	The Huntington National BankBank	Exceptional	Strong	Exceptional	Strong	Exceptional	$450Fees	0.501%Above	687
3	GUARANTEED RATE, INC.Independent Mortgage Company	Exceptional	Strong	Exceptional	Strong	Strong	$2,444Fees	0.277%Above	126
4	NAVY FEDERAL CREDIT UNIONCredit Union	Exceptional	Exceptional	Exceptional	Sound	Sound	$977Fees	0.410%Below	45
5	FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company	Exceptional	Strong	Exceptional	Strong	Sound	$2,177Fees	0.278%Above	50
6	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,596Fees	0.482%Above	763
7	FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,573Fees	0.412%Above	358
8	CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,564Fees	0.710%Above	987
9	RUOFF MORTGAGE COMPANY, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,189Fees	0.392%Above	239
10	NEWREZ LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	Sound	$2,301Fees	0.632%Above	49
11	Flagstar Bank, N.A.Bank	Strong	Sound	Exceptional	Strong	Sound	$2,333Fees	0.699%Above	45
12	UNION HOME MORTGAGE CORP.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$3,830Fees	0.835%Above	173
13	Synergy One Lending, Inc.Independent Mortgage Company	Strong	Acceptable	Strong	Strong	Exceptional	$3,095Fees	0.554%Above	172
14	Mortgage Research Center, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$708Credit	0.514%Above	145
15	NATIONSTAR MORTGAGE LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$3,251Fees	0.579%Above	50
16	Equity Prime Mortgage LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	Sound	$3,250Fees	0.482%Above	17
17	POLARIS HOME FUNDING CORP.Independent Mortgage Company	Sound	Mediocre	Strong	Strong	Strong	$3,997Fees	0.744%Above	78
18	LIBERTY HOME MORTGAGE CORPORATIONIndependent Mortgage Company	Sound	Mediocre	Strong	Sound	Strong	$3,214Fees	0.740%Above	88
19	PREMIER LENDING, INC.Independent Mortgage Company	Sound	Mediocre	Sound	Strong	Strong	$2,307Fees	0.267%Above	51
20	NEW DAY FINANCIAL, LLCIndependent Mortgage Company	Sound	Mediocre	Exceptional	Sound	Sound	$4,140Fees	1.077%Above	18

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.