🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Bank Lenders in Boston
Updated February 5, 2026
Market Overview
24
Total Lenders
15,830
Total Loans
0.08%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Bank of America, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,165 | -0.240% | 222 | |
2 | U.S. Bank National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | -$395 | -0.148% | 173 | |
3 | Berkshire Bank | Exceptional | Exceptional | Exceptional | Strong | Strong | -$168 | -0.209% | 143 | |
4 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $295 | -0.513% | 106 | |
5 | Wells Fargo Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $2,389 | -0.077% | 78 | |
6 | Leader Bank, National Association | Exceptional | Strong | Exceptional | Strong | Exceptional | $944 | -0.143% | 1,166 | |
7 | Manufacturers and Traders Trust Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $117 | -0.154% | 306 | |
8 | Citibank, National Association | Exceptional | Exceptional | Exceptional | Strong | Sound | $677 | -0.426% | 65 | |
9 | Brookline Bank | Exceptional | Exceptional | Strong | Strong | Strong | $361 | -0.218% | 39 | |
10 | UniBank for Savings | Exceptional | Exceptional | Strong | Strong | Strong | $13 | -0.383% | 37 | |
11 | Citizens Bank, National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,086 | -0.106% | 244 | |
12 | Cambridge Savings Bank | Exceptional | Strong | Strong | Strong | Exceptional | $985 | -0.369% | 226 | |
13 | Eastern Bank | Exceptional | Strong | Strong | Strong | Exceptional | $1,359 | -0.238% | 190 | |
14 | Needham Bank | Exceptional | Exceptional | Strong | Sound | Strong | -$174 | +0.027% | 86 | |
15 | Rockland Trust Company | Exceptional | Strong | Strong | Sound | Exceptional | $1,163 | -0.128% | 323 | |
16 | Easthampton Savings Bank | Exceptional | Strong | Strong | Strong | Strong | $588 | -0.101% | 135 | |
17 | Dedham Institution for Savings | Exceptional | Strong | Strong | Strong | Strong | $621 | -0.198% | 103 | |
18 | Bluestone Bank | Exceptional | Exceptional | — | Sound | Strong | $994 | -0.201% | 65 | |
19 | First-Citizens Bank & Trust Company | Exceptional | Strong | Exceptional | Strong | Sound | $219 | -0.529% | 48 | |
20 | Institution for Savings in Newburyport and Its Vicinity | Exceptional | Exceptional | Strong | Sound | Sound | $1,433 | -0.468% | 37 | |
21 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $1,841 | -0.086% | 273 | |
22 | Webster Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $1,192 | -0.085% | 195 | |
23 | The Cape Cod Five Cents Savings Bank | Strong | Sound | Exceptional | Strong | Strong | -$105 | +0.037% | 159 | |
24 | TD Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $584 | +0.069% | 128 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Boston, MAJumbo
No credit impact
3-minute process
100% free