🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Bremerton
Updated February 5, 2026
Market Overview
58
Total Lenders
3,223
Total Loans
0.12%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,438 | -0.206% | 263 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Exceptional | $707 | -0.356% | 124 | |
3 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Strong | $2,088 | -0.459% | 62 | |
4 | CORNERSTONE CAPITAL BANK, SSB | Exceptional | Strong | Exceptional | Exceptional | Strong | $3,061 | +0.664% | 32 | |
5 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $4,072 | +0.381% | 160 | |
6 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,117 | -0.307% | 62 | |
7 | INSPIRE HOME LOANS INC. | Exceptional | Strong | Exceptional | Strong | Strong | $8,012 | +0.769% | 41 | |
8 | NEWREZ LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,854 | +0.074% | 123 | |
9 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,737 | -0.115% | 45 | |
10 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Sound | $3,516 | +0.159% | 31 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,099 | +0.045% | 202 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,283 | +0.504% | 133 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,383 | -0.120% | 59 | |
14 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $5,937 | +0.338% | 31 | |
15 | SAMMAMISH MORTGAGE COMPANY | Strong | Strong | Strong | Sound | Strong | $1,404 | +0.084% | 28 | |
16 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $2,005 | -0.271% | 13 | |
17 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,027 | +0.346% | 188 | |
18 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $5,458 | +0.328% | 218 | |
19 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,985 | +0.141% | 94 | |
20 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,013 | -0.130% | 37 | |
21 | 1st Security Bank of Washington | Strong | Acceptable | Strong | Strong | Strong | $4,532 | +0.213% | 44 | |
22 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,651 | +0.503% | 16 | |
23 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $5,554 | +0.193% | 13 | |
24 | CANOPY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $5,163 | +0.319% | 52 | |
25 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $6,289 | +0.412% | 36 | |
26 | Umpqua Bank | Strong | Acceptable | Strong | Strong | Sound | $1,741 | +0.157% | 27 | |
27 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,884 | +0.448% | 76 | |
28 | Cornerstone First Mortgage, Inc | Sound | Mediocre | Strong | Strong | Sound | $5,100 | +0.086% | 24 | |
29 | MASON MCDUFFIE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Sound | $4,093 | +0.157% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
BremertonVA
No credit impact
3-minute process
100% free