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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Coeur d'Alene
Updated February 5, 2026
Market Overview
25
Total Lenders
2,316
Total Loans
0.19%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,085 | +0.014% | 151 | |
2 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,921 | +0.183% | 108 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,742 | +0.110% | 135 | |
4 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,261 | +0.290% | 95 | |
5 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,929 | +0.215% | 80 | |
6 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,714 | +0.208% | 68 | |
7 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,905 | -0.004% | 20 | |
8 | PLANET HOME LENDING, LLC | Strong | Acceptable | Strong | Strong | Strong | $5,448 | +0.209% | 59 | |
9 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,241 | +0.473% | 28 | |
10 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Sound | $5,933 | +0.381% | 27 | |
11 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $4,221 | +0.097% | 23 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $4,125 | +0.328% | 21 | |
13 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $4,643 | +0.741% | 17 | |
14 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,829 | +0.487% | 16 | |
15 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,827 | +0.216% | 13 | |
16 | PREMIER MORTGAGE RESOURCES, L.L.C. | Strong | Mediocre | Exceptional | Strong | Strong | $4,891 | +0.142% | 71 | |
17 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Strong | Strong | $4,698 | +0.278% | 66 | |
18 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,571 | +0.682% | 13 | |
19 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,904 | +0.252% | 12 | |
20 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $5,814 | +0.100% | 12 | |
21 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $7,169 | +0.615% | 32 | |
22 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $5,386 | +0.443% | 30 | |
23 | Wallick & Volk, Inc. | Sound | Mediocre | Strong | Strong | Sound | $3,840 | +0.414% | 16 | |
24 | AMERICAN FINANCING CORPORATION | Sound | Acceptable | Strong | Acceptable | Sound | $5,167 | +0.071% | 11 | |
25 | PRIORITY HOME LENDING, LLC | Sound | Mediocre | Sound | Sound | Sound | $5,265 | +0.294% | 13 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Coeur d'Alene, IDConventional
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