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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Corpus Christi
Updated February 5, 2026
Market Overview
64
Total Lenders
4,055
Total Loans
0.30%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,128 | +0.187% | 308 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $430 | -0.452% | 103 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,162 | -0.090% | 95 | |
4 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $3,004 | +0.313% | 66 | |
5 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,223 | +0.259% | 70 | |
6 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $1,956 | +0.165% | 33 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,822 | +0.434% | 280 | |
8 | Gateway First Bank | Strong | Sound | Exceptional | Strong | Strong | $3,755 | +0.452% | 54 | |
9 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $2,040 | -0.171% | 32 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,526 | +0.779% | 158 | |
11 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $5,205 | +0.648% | 136 | |
12 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,624 | +0.909% | 111 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,695 | +0.681% | 41 | |
14 | GARDNER FINANCIAL SERVICES, LTD. | Strong | Mediocre | Strong | Exceptional | Exceptional | $4,730 | +0.507% | 138 | |
15 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $4,384 | +0.603% | 38 | |
16 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,978 | +0.596% | 26 | |
17 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,259 | +0.717% | 60 | |
18 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,296 | +0.257% | 16 | |
19 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Acceptable | $1,618 | +0.744% | 10 | |
20 | WILLOW BEND MORTGAGE COMPANY, LLC | Sound | Mediocre | Strong | Strong | Strong | $3,738 | +0.543% | 97 | |
21 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,457 | +0.586% | 51 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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