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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Corpus Christi
Updated February 5, 2026
Market Overview
64
Total Lenders
4,055
Total Loans
0.30%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | RALLY CREDIT UNION | Exceptional | Exceptional | Sound | Exceptional | $818 | +0.333% | 376 | |
2 | RANDOLPH-BROOKS FEDERAL CREDIT UNION | Exceptional | Exceptional | Strong | Strong | $974 | +0.079% | 71 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $430 | -0.452% | 103 | |
4 | SECURITY SERVICE FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $719 | -0.083% | 39 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,128 | +0.187% | 308 | |
6 | Frost Bank | Strong | Exceptional | Sound | Sound | $239 | -0.335% | 22 | |
7 | First National Bank Texas | Strong | Strong | Exceptional | Sound | $1,943 | +0.256% | 21 | |
8 | U.S. Bank National Association | Strong | Strong | Strong | Sound | -$10 | +0.118% | 22 | |
9 | Bank of America, National Association | Strong | Strong | Strong | Sound | $2,825 | +0.129% | 22 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,822 | +0.434% | 280 | |
11 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $3,181 | +0.129% | 114 | |
12 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,162 | -0.090% | 95 | |
13 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $3,004 | +0.313% | 66 | |
14 | GULF COAST FEDERAL CREDIT UNION | Strong | Strong | Acceptable | Strong | $1,690 | +0.233% | 45 | |
15 | Extraco Banks, National Association | Strong | Sound | Strong | Strong | $1,999 | +0.188% | 37 | |
16 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $2,537 | -0.156% | 33 | |
17 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $4,526 | +0.779% | 158 | |
18 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,223 | +0.259% | 70 | |
19 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,956 | +0.165% | 33 | |
20 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $3,225 | +0.468% | 30 | |
21 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $5,205 | +0.648% | 136 | |
22 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,624 | +0.909% | 111 | |
23 | Gateway First Bank | Strong | Acceptable | Strong | Strong | $3,755 | +0.452% | 54 | |
24 | Prosperity Bank | Strong | Sound | Acceptable | Strong | $1,192 | +0.251% | 46 | |
25 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $2,695 | +0.681% | 41 | |
26 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Sound | $4,384 | +0.603% | 38 | |
27 | USAA Federal Savings Bank | Strong | Sound | Sound | Sound | $2,040 | -0.171% | 32 | |
28 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $3,720 | +0.429% | 28 | |
29 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Sound | $3,978 | +0.596% | 26 | |
30 | GARDNER FINANCIAL SERVICES, LTD. | Sound | Mediocre | Strong | Exceptional | $4,730 | +0.507% | 138 | |
31 | LEGEND LENDING CORPORATION | Sound | Acceptable | Sound | Strong | $1,800 | +0.526% | 54 | |
32 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,457 | +0.586% | 51 | |
33 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $3,440 | +0.555% | 36 | |
34 | Paramount Residential Mortgage Group, Inc. | Sound | Acceptable | Strong | Sound | $2,117 | +0.508% | 31 | |
35 | SFMC, LP | Sound | Acceptable | Strong | Sound | $4,481 | +0.490% | 27 | |
36 | WILLOW BEND MORTGAGE COMPANY, LLC | Sound | Mediocre | Strong | Strong | $3,738 | +0.543% | 97 | |
37 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | $3,259 | +0.717% | 60 | |
38 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Sound | $3,893 | +1.137% | 41 | |
39 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,591 | +0.332% | 30 | |
40 | RIGHT START MORTGAGE, INC. | Sound | Mediocre | Exceptional | Sound | $4,246 | +1.126% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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